Audit and Consulting

Identify all possible levers to
secure your trade receivables and improve your BFR

By carrying out an audit of your Credit Management, BFR EXPERTS consultants support you in increasing your performance and mobilizing your teams throughout your sales-to-cash process.

A transversal and operational approach

Our transversal and very operational approach integrates your company’s strategy, the level of cash culture of your teams, your sector of activity, your type of clientele, your specificities.

An advisor will call you back during the day
(Monday to Friday) to understand your needs and answer all your questions.

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The information collected is subject to computer processing intended to respond quickly to your request and may be used for any commercial information purpose by GESTION CREDIT EXPERT as well as for the quality monitoring of our actions. For more details, click here.

Privacy

We guarantee total discretion on the information or results of our missions.

Independence

We advise you in total independence vis-à-vis all market players.

Listening & simplicity

We respect your corporate culture and your processes.

Personalized intervention

and tailor-made thanks to our multi-sectoral experience.

Audit et Conseil | Gestion Credit Expert

A simple and operational diagnosis

Our consultants, all experts in Credit management, evaluate the levers for improvement by integrating the strategy and the environment of your company and recommend an action plan adapted to achieve your objectives according to various levels of priorities. The usual axes of our approach:

The financial levers mobilized to define your potential cash
Organizational levers to highlight your best practices and areas for improvement
Human resources levers to measure the level of cash maturity of your teams and the sources of progress
Trade receivables management tools: scoring, credit insurance, commercial information, factoring, credit management software, debt collection companies, etc.

A comprehensive report

Our diagnostic report includes:

An inventory of all your “Credit management” processes
Quantified improvement levers (financial, organizational, human, tools)
Recommendations by activity
Benchmark to compare your performance to that of your sector
An action plan by priority phase
The deployment methodology
Change management

Quick implementation for concrete results

Our EXPERT BFR consultants work in project mode, they help your teams transform your strategic objectives into operational action plans, from the definition of areas for improving the organization of credit management to their implementation and analysis of the first results.

Make an appointment

Everything you need to know
in credit management

Advice from Pro to Pro

Debt recovery: indicators to follow to monitor performance

Debt collection is a vital function for the financial health of businesses. Effective management of this activity helps maintain stable cash flows and reduce financial losses. To optimize this function, it is important to monitor the right performance indicators. In this article, we will enlighten you on the main indicators to monitor. Debt collection: why […]

Management-Finance

How can a WCR reduction plan be integrated into a business growth strategy?

A growing company must absolutely control its cash flow. A Working Capital Requirement (WCR) reduction plan helps improve liquidity and avoid financial tensions. But how can you reduce WCR without slowing down the company’s development? Receivables management, inventory optimization, negotiation with suppliers, etc. Find out how to integrate this approach into the heart of your […]

Management-Finance

How can the BFR vary according to the sectors of activity?

Have you ever wondered how WCR can influence your day-to-day strategic decisions? Depending on your sector of activity, the necessary financing requirement can vary considerably, putting more or less pressure on your cash flow. For example, in the catering sector, where payments are often made in cash, WCR is reduced, allowing for more flexible management […]

Management-Finance

How can WCR analysis help anticipate future cash flow needs?

How to maintain healthy cash flow when financial flows are constantly changing? Working capital analysis is key. Poorly controlled working capital can lead to major difficulties: a gap between receipts and disbursements that weakens cash flow and limits investment capacity. Whether you are a manager or a CFO, analyzing and optimizing your WCR allows you […]

Management-Finance

What are the risks associated with an excessively negative BFR?

A negative WCR is often seen as a sign of good financial health. However, this situation, if not controlled, can be a trap. Indeed, a working capital requirement that is too negative can expose a company to significant risks: loss of opportunities, weakening of the financial structure, and damage to reputation. GESTION CREDIT EXPERT sheds […]

News

Debt collection software: the great illusion?

The amount of unpaid debts in France continues to increase , putting a strain on companies’ cash flow. However, the supply of debt collection tools and software has never been so prolific. These solutions, often based on AI, promise miracles: automation of reminders, predictive analysis, and simplified monitoring of receivables. But then, why does the […]

Advice from Pro to Pro

How Automated Payment Reminders Can Transform Your Collection Strategy?

For businesses, late payments can quickly become a nightmare and jeopardize their cash flow and financial stability. Imagine that, despite all your efforts to maintain a good relationship with your customers, some of them are late in paying their invoices. You find yourself multiplying reminders, spending hours on repetitive administrative tasks, when these precious resources […]

Advice from Pro to Pro

The Role of Automated Recurring Billing in Optimizing Revenue Management

Many businesses spend hours each month manually reviewing, editing, and sending invoices. However, errors pile up, payments get delayed, and cash flow or collections become increasingly complex. Sound familiar? Manual invoice management, while common, is a common source of stress for many businesses. Moreover, an IDC study revealed that accounting departments spend 30% of their […]

Advice from Pro to Pro

What management tools allow you to monitor and optimize WCR in real time?

Working capital requirement (WCR) is a key indicator of a company’s financial performance. A high WCR can jeopardize the sustainability of your business. Accounting management software, collection tracking tools, process automation tools, etc. There are many tools to help you control your WCR and optimize your cash flow. By accelerating debt collection , you free […]

News

What are the impacts of poorly managed WCR on a company’s cash flow?

Working Capital Requirement (WCR) is a key strategic issue for any company. If poorly managed, it can jeopardize the financial health of your company: late payments, cash flow tensions, difficulties in investing, etc. For example, customer receivables not collected on time can create a domino effect on supplier payments. Find out how effective levers, such […]

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What is a company’s recovery rate?

The recovery rate is a key indicator for any company. It measures the efficiency with which it manages to recover the amounts owed by its customers. But what does this rate really mean and how can it be optimized? As a debt collection company , GESTION CREDIT EXPERT provides you with all the answers to […]

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frequently asked Questions

Why conduct an audit of your accounts receivable?

The good management of trade receivables has a direct impact on the result of a company and on its capacity
self-financing. The audit of your credit management processes, from the sale to the collection of your turnover, through all customer contact points (ordering, adv, delivery, invoicing, collection …) will help you reduce your DSO, increase your cash flow, optimize your WCR and reduce your customer credit risks.

Thus, the audit of your trade receivables will have a positive impact on the good financial health of your company. This will allow you to:

Grow your business sustainably
Simplify your financing requests: better bank loan conditions for example…
Better control your operational management indicators

What is the scope of a Credit Management audit?

The audit of your receivables covers all operations from prospecting to collection. Each of the steps that lead to collection is important. The objective is twofold. It is first necessary to identify the corrections and improvements to perfectly control the risk linked to the client. Then, you have to find the levers to accelerate each step of the sales-to-cash process to save days or even weeks on your DSO and which will have a positive impact on your company’s cash flow. This audit is practiced within the company and will concern all the people in connection with the customer process: accounting, invoicing, reminders, salespeople, etc.

How is a receivables audit carried out?

The audit of your trade receivables takes place in two stages.

Before the accounts receivable audit is launched, our consultants question all of your managers to understand and identify with you the real credit management issues. At the end of this period of questioning, we formalize the objectives and the detailed action plan on specifications.

Once the audit has been launched, we provide close support to your teams at each stage so that they take charge of the corrective and scalable action plan. Then, we regularly measure the progress of the audit assignment through regular progress reports. Once the action plan has been completed, we ensure the handover to your managers. So we make it a point of honor to pass on our know-how to them.