Audit and Consulting

Identify all possible levers to
secure your trade receivables and improve your BFR

By carrying out an audit of your Credit Management, BFR EXPERTS consultants support you in increasing your performance and mobilizing your teams throughout your sales-to-cash process.

A transversal and operational approach

Our transversal and very operational approach integrates your company’s strategy, the level of cash culture of your teams, your sector of activity, your type of clientele, your specificities.

An advisor will call you back during the day
(Monday to Friday) to understand your needs and answer all your questions.

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The information collected is subject to computer processing intended to respond quickly to your request and may be used for any commercial information purpose by GESTION CREDIT EXPERT as well as for the quality monitoring of our actions. For more details, click here.

Privacy

We guarantee total discretion on the information or results of our missions.

Independence

We advise you in total independence vis-à-vis all market players.

Listening & simplicity

We respect your corporate culture and your processes.

Personalized intervention

and tailor-made thanks to our multi-sectoral experience.

Audit et Conseil | Gestion Credit Expert

A simple and operational diagnosis

Our consultants, all experts in Credit management, evaluate the levers for improvement by integrating the strategy and the environment of your company and recommend an action plan adapted to achieve your objectives according to various levels of priorities. The usual axes of our approach:

The financial levers mobilized to define your potential cash
Organizational levers to highlight your best practices and areas for improvement
Human resources levers to measure the level of cash maturity of your teams and the sources of progress
Trade receivables management tools: scoring, credit insurance, commercial information, factoring, credit management software, debt collection companies, etc.

A comprehensive report

Our diagnostic report includes:

An inventory of all your “Credit management” processes
Quantified improvement levers (financial, organizational, human, tools)
Recommendations by activity
Benchmark to compare your performance to that of your sector
An action plan by priority phase
The deployment methodology
Change management

Quick implementation for concrete results

Our EXPERT BFR consultants work in project mode, they help your teams transform your strategic objectives into operational action plans, from the definition of areas for improving the organization of credit management to their implementation and analysis of the first results.

Make an appointment

Everything you need to know
in credit management

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How does WCR influence a company’s solvency?

Working Capital Requirement (WCR) is a key indicator of a company’s financial management. It measures the gap between cash receipts and cash outflows related to operations, in other words, the money tied up in inventories, trade receivables, and trade payables. This gap may seem trivial, but it has a direct impact on short-term solvency. Even […]

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Outsourcing debt collection: the 6 criteria that really matter

What you need to know before delegating your debt collection to a service provider Outsourcing your debt collection means entrusting a significant portion of your company’s cash flow to a third party. This is a strategic move to preserve your financial health… provided you choose the right partner. However, too many companies still rely on […]

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Debt collection company: role, mission and benefits for businesses

What is a debt collection company? A debt collection agency is a company specializing in recovering unpaid debts on behalf of its clients, whether they are SMEs, large corporations, or multinationals. Debt collection experts use legal know-how and advanced negotiation techniques to efficiently recover outstanding funds while maintaining the business relationship between the creditor and […]

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Treasury: what alternatives to bank financing?

Cash flow isn’t just a CFO issue: it’s the keystone of your ability to invest, pay, and grow. And when a company faces increasingly rigid bank financing conditions—high interest rates, collateral requirements, and tight lending criteria—it becomes vital for a company to understand and master alternative financing solutions to secure its operations, preserve its cash […]

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Solutions to improve cash flow: comparison between credit insurance, factoring and debt collection companies

Given the persistent pressure on margins and cash flow, customer account management remains one of the top priorities for Finance Departments. Cash flow determines a company’s ability to invest, meet its commitments, cope with unforeseen events or simply survive. Yet, a significant portion of cash is tied up in receivables. According to the AFDCC, €1 […]

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How to assess the risk of non-payment of receivables?

Debt collection is a major strategic issue for any company concerned with preserving its cash flow and avoiding the permanent loss of uncollectible debt. Preventing the risk of non-payment and anticipating the consequences of an unpaid debt requires a rigorous analysis of the customer’s financial situation, the amount of the debt, the payment deadlines granted, […]

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Debt collection abroad: the challenges

The challenges of debt collection abroad En commerce international, le recouvrement de créances à l’étranger est un exercice à la fois stratégique, juridique et culturel. Récupérer une créance dans le pays du débiteur peut rapidement devenir une opération complexe : barrière linguistique, systèmes juridiques différents, difficultés à localiser le débiteur ou à faire exécuter un […]

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What are the usual timeframes for the debt recovery process?

The debt recovery process can last between 30 days and 18 months , depending on the nature of the debt, the debtor’s responsiveness, the actions taken and the procedures chosen ( amicable or legal ). In simple cases settled amicably, payment is often made in less than 60 days. For more complex cases requiring legal […]

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Cybersecurity for debt collection companies: the decisive criterion

Outsourcing debt collection is a strategic lever. But still too few companies assess the cybersecurity maturity of the debt collection agencies they hire. For CFOs and credit managers, however, this criterion is becoming crucial. Here’s a breakdown and best practices, based on the case study of GESTION CREDIT EXPERT, a debt collection company serving businesses […]

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How can a WCR reduction plan be integrated into a business growth strategy?

A growing company must absolutely control its cash flow. A Working Capital Requirement (WCR) reduction plan helps improve liquidity and avoid financial tensions. But how can you reduce WCR without slowing down the company’s development? Receivables management, inventory optimization, negotiation with suppliers, etc. Find out how to integrate this approach into the heart of your […]

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frequently asked Questions

Why conduct an audit of your accounts receivable?

The good management of trade receivables has a direct impact on the result of a company and on its capacity
self-financing. The audit of your credit management processes, from the sale to the collection of your turnover, through all customer contact points (ordering, adv, delivery, invoicing, collection …) will help you reduce your DSO, increase your cash flow, optimize your WCR and reduce your customer credit risks.

Thus, the audit of your trade receivables will have a positive impact on the good financial health of your company. This will allow you to:

Grow your business sustainably
Simplify your financing requests: better bank loan conditions for example…
Better control your operational management indicators

What is the scope of a Credit Management audit?

The audit of your receivables covers all operations from prospecting to collection. Each of the steps that lead to collection is important. The objective is twofold. It is first necessary to identify the corrections and improvements to perfectly control the risk linked to the client. Then, you have to find the levers to accelerate each step of the sales-to-cash process to save days or even weeks on your DSO and which will have a positive impact on your company’s cash flow. This audit is practiced within the company and will concern all the people in connection with the customer process: accounting, invoicing, reminders, salespeople, etc.

How is a receivables audit carried out?

The audit of your trade receivables takes place in two stages.

Before the accounts receivable audit is launched, our consultants question all of your managers to understand and identify with you the real credit management issues. At the end of this period of questioning, we formalize the objectives and the detailed action plan on specifications.

Once the audit has been launched, we provide close support to your teams at each stage so that they take charge of the corrective and scalable action plan. Then, we regularly measure the progress of the audit assignment through regular progress reports. Once the action plan has been completed, we ensure the handover to your managers. So we make it a point of honor to pass on our know-how to them.