{"id":996,"date":"2022-06-29T08:37:19","date_gmt":"2022-06-29T06:37:19","guid":{"rendered":"https:\/\/www.gestioncreditexpert.com\/?page_id=996"},"modified":"2026-07-02T09:37:23","modified_gmt":"2026-07-02T07:37:23","slug":"accueil-impayes","status":"publish","type":"page","link":"https:\/\/www.gestioncreditexpert.com\/en\/accueil-impayes\/","title":{"rendered":"Home Unpaid"},"content":{"rendered":"\r\n\r\n<div class=\"hero bg-orange-linear\">\r\n    <div class=\"container\">\r\n                    <div class=\"breadcrumb\" itemscope itemtype=\"https:\/\/schema.org\/BreadcrumbList\"><span><span class=\"brd-first\" itemprop=\"itemListElement\" itemscope\n\titemtype=\"https:\/\/schema.org\/ListItem\"><span itemprop=\"position\"><a class=\"page\" itemprop=\"item\" href=\"https:\/\/www.gestioncreditexpert.com\/en\/\"><span itemprop=\"name\">Home<\/span><\/span><\/a><\/span><\/span><\/div>                        <div class=\"row\">\r\n            <div class=\"col-12 col-lg-6\">\r\n                <div class=\"content d-flex flex-column justify-content-center align-items-start\">\r\n                                                                                                                <h1 class=\"title text-strong-gradient\">Did you receive <strong>a reminder<\/strong> ? <\/h1>\r\n                                                                                        <div class=\"description\"><p>GESTION CREDIT EXPERT accompanies you<\/p>\n<\/div>\r\n                                                                <a href=\"https:\/\/app.arpege-online.fr\/payment_cb\/authenticate\" class=\"btn-primary\" target=\"_blank\">I pay my bill<\/a>\r\n                                                                <img decoding=\"async\" src=\"https:\/\/www.gestioncreditexpert.com\/wp-content\/uploads\/2022\/11\/logo-france-creances-e1669382950564.png\" alt=\"logo-france-creances\" class=\"logo\">\r\n                                    <\/div>\r\n            <\/div>\r\n            <div class=\"col-12 col-lg-6\">\r\n                <div class=\"img-container d-flex justify-content-center justify-content-lg-end\">\r\n                    <picture>\r\n                                                    <source media=\"(max-width: 576px)\" srcset=\"https:\/\/www.gestioncreditexpert.com\/wp-content\/uploads\/2022\/10\/mobile.png\">\r\n                                                                            <img decoding=\"async\" src=\"https:\/\/www.gestioncreditexpert.com\/wp-content\/uploads\/2022\/10\/GCE-payer-1.png\" alt=\"GCE-payer\" class=\"image img-fluid\">\r\n                                            <\/picture>\r\n                <\/div>\r\n            <\/div>\r\n        <\/div>\r\n    <\/div>\r\n<\/div>\n\n\r\n<div class=\"bg-blue-linear\">\r\n    <div class=\"card-slider\">\r\n        <div class=\"custom-container\">\r\n                            <div class=\"title\">\r\n                    <h2 class=\"title\">Pay <strong>with confidence<\/strong><\/h2>\r\n                <\/div>\r\n                                    <div class=\"swiper  threecardSwiper  \">\r\n                <div class=\"swiper-wrapper\">\r\n                                            <div class=\"swiper-slide\">\r\n                                                            <img decoding=\"async\" src=\"https:\/\/www.gestioncreditexpert.com\/wp-content\/uploads\/2022\/06\/security.svg\" alt=\"security\" class=\"icon\">\r\n                                                                                        <h4 class=\"small-title text-strong-gradient\">Security<\/h4>\r\n                                                                                        <div class=\"description\"><p><strong>We offer secure payment methods.<\/strong> Our payment solution partners have been with us for more than 10 years and guarantee you 100% reliable payment and protection of your sensitive data. We do not store any banking data on our site (cb code, etc.)<\/p>\n<\/div>\r\n                                                                                <\/div>\r\n                                            <div class=\"swiper-slide\">\r\n                                                            <img decoding=\"async\" src=\"https:\/\/www.gestioncreditexpert.com\/wp-content\/uploads\/2022\/08\/secret-1.svg\" alt=\"secret 1\" class=\"icon\">\r\n                                                                                        <h4 class=\"small-title text-strong-gradient\">Privacy<\/h4>\r\n                                                                                        <div class=\"description\"><p><strong>The protection of privacy and personal data<\/strong> is an important subject for us. GESTION CREDIT EXPERT undertakes to respect, on the one hand, the \u201cInformatique et Libert\u00e9s\u201d Law, and on the other hand the European Regulation which defines the conditions under which the processing of personal data can be carried out.<\/p>\n<p>&nbsp;<\/p>\n<\/div>\r\n                                                                                <\/div>\r\n                                            <div class=\"swiper-slide\">\r\n                                                            <img decoding=\"async\" src=\"https:\/\/www.gestioncreditexpert.com\/wp-content\/uploads\/2022\/08\/cible.svg\" alt=\"cible\" class=\"icon\">\r\n                                                                                        <h4 class=\"small-title text-strong-gradient\">Simplicity<\/h4>\r\n                                                                                        <div class=\"description\"><p>Through the space reserved for you, you can easily:<\/p>\n<ul>\n<li>Settle your outstanding debt,<\/li>\n<li>Access your file,<\/li>\n<li>Contact our collection officers.<\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<\/div>\r\n                                                                                <\/div>\r\n                                    <\/div>\r\n                <div class=\"swiper-button-next\"><\/div>\r\n                <div class=\"swiper-button-prev\"><\/div>\r\n                <div class=\"swiper-pagination\"><\/div>\r\n            <\/div>\r\n            <div class=\"d-flex justify-content-center\">\r\n                                    <a href=\"https:\/\/app.arpege-online.fr\/payment_cb\/authenticate\" target=\"_blank\" class=\"btn-primary\">Payer en ligne<\/a>\r\n                            <\/div>\r\n        <\/div>\r\n    <\/div>\r\n<\/div>\n\n\r\n<div class=\"bg-orange-linear\">\r\n    <div class=\"text-image\">\r\n        <div class=\"container\">\r\n            <div class=\"row\">\r\n                <div class=\"col-12 col-lg-7 order-lg-1 \">\r\n                    <div class=\"content d-flex  flex-column justify-content-center align-items-center align-items-lg-start  mb-5\">\r\n                                                    <img decoding=\"async\" src=\"https:\/\/www.gestioncreditexpert.com\/wp-content\/uploads\/2022\/10\/handshake_oneline-1.png\" alt=\"Recouvrement de Cr\u00e9ances - France et international | Gestion Credit Expert\" class=\"image img-fluid\">\r\n                                            <\/div>\r\n                <\/div>\r\n                <div class=\"col-12 col-lg-5 order-lg-2 \">\r\n                    <div class=\"content d-flex flex-column justify-content-center align-items-start\">\r\n                            \r\n                            <div class=\"text-content\"><h2>FRANCE CREANCES, the collection branch of the <strong>GESTION CREDIT EXPERT<\/strong> group.<\/h2>\n<p>Our employees are constantly looking for the best solution between you and your supplier. We act on behalf of the companies that mandate us to carry out this mission. At FRANCE CREANCES, we know that an unpaid situation is sometimes complex to manage. This is why we offer you effective support and settlement solutions allowing you to resolve your unpaid debt problems quickly and simply.<\/p>\n<p>We are committed to being transparent and always precise in our responses to requests for information on the unpaid debts that we manage to help you better manage the consequences of your debts.<\/p>\n<p>In case of difficulties, contact us, we will be able to find the best solution with you.<\/p>\n<\/div>\r\n                                            <\/div>\r\n                <\/div>\r\n            <\/div>\r\n        <\/div>\r\n    <\/div>\r\n<\/div>\n\n\r\n<div class=\"bg-blue-linear\">\r\n    <div class=\"faq\" itemprop=\"Questions fr\u00e9quentes\" itemscope itemtype=\"https:\/\/schema.org\/FAQPage\">\r\n        <div class=\"container\">\r\n                                                <div class=\"row\">\r\n                                <div class=\"col-12 col-lg-4\">\r\n                                <div class=\"content\">\r\n                                            <h2 class=\"title text-strong-gradient\">Need help?<\/h2>\r\n                                                                <h3 class=\"subtitle text-strong-gradient\">We are here to help you.<\/h3>\r\n                                        <ul>\r\n                                                    <li><a href=\"#section1\">Who is GCE FRANCE CR\u00c9ANCES<\/a><\/li>\r\n                                                    <li><a href=\"#section2\">I would like to pay my debt<\/a><\/li>\r\n                                                    <li><a href=\"#section3\">I&#8217;ve already paid my debt<\/a><\/li>\r\n                                                    <li><a href=\"#section4\">I have a question about my debt<\/a><\/li>\r\n                                                    <li><a href=\"#section5\">Frequently asked questions<\/a><\/li>\r\n                                             <\/ul>\r\n                                            <a href=\"#gform_23\"  class=\"link\">Contact us<\/a>\r\n                                    <\/div>\r\n                <\/div>\r\n                                <div class=\"col-12 col-lg-8\">\r\n                                                            <div class=\"section-accordion mb-5\">\r\n                            <h3 id=\"section1\" class=\"mb-3\">Who is GCE FRANCE CR\u00c9ANCES<\/h3>\r\n                            <div class=\"accordion\" >\r\n                                                                    <div itemscope itemprop=\"mainEntity\" itemtype=\"https:\/\/schema.org\/Question\" class=\"accordion-item\">\r\n                                                                                    <h4 itemprop=\"name\" id=\"heading1\" class=\"accordion-header accordion-button collapsed text-strong-gradient\" data-bs-toggle=\"collapse\" data-bs-target=\"#collapse11\" aria-expanded=\"true\" aria-controls=\"collapse11\">\r\n                                                Who is GCE- FRANCE CR\u00c9ANCES ?                                            <\/h4>\r\n                                                                                <div itemscope itemprop=\"acceptedAnswer\" itemtype=\"https:\/\/schema.org\/Answer\" id=\"collapse11\" class=\"accordion-collapse collapse\" aria-labelledby=\"heading11\" data-bs-parent=\"#accordionExample\">\r\n                                                                                            <div itemprop=\"text\" class=\"accordion-body\">\r\n                                                    <p>GCE- FRANCE CR\u00c9ANCES is the French specialist in debt collection. We act on behalf of companies who mandate us to collect money from their own customers.<\/p>\n<p>At GCE &#8211; FRANCE CR\u00c9ANCES, we listen to you and strive to understand your situation to help you pay your bill. Ethics and respect guide our actions. We are committed to working with you to find the best solution for your financial situation.<\/p>\n<p>If you have received a letter, please contact our collections department using the telephone number on the letter, or leave us a message in your customer area by logging in with your file number. Please log in.<\/p>\n<p>Translated with DeepL.com (free version)<\/p>\n                                                <\/div>\r\n                                                                                    <\/div>\r\n                                    <\/div>\r\n                                                                    <div itemscope itemprop=\"mainEntity\" itemtype=\"https:\/\/schema.org\/Question\" class=\"accordion-item\">\r\n                                                                                    <h4 itemprop=\"name\" id=\"heading2\" class=\"accordion-header accordion-button collapsed text-strong-gradient\" data-bs-toggle=\"collapse\" data-bs-target=\"#collapse12\" aria-expanded=\"true\" aria-controls=\"collapse12\">\r\n                                                What is the mission of GCE &#8211; FRANCE CR\u00c9ANCES?                                            <\/h4>\r\n                                                                                <div itemscope itemprop=\"acceptedAnswer\" itemtype=\"https:\/\/schema.org\/Answer\" id=\"collapse12\" class=\"accordion-collapse collapse\" aria-labelledby=\"heading12\" data-bs-parent=\"#accordionExample\">\r\n                                                                                            <div itemprop=\"text\" class=\"accordion-body\">\r\n                                                    <p>Our collection company&#8217;s mission is to help companies recover unpaid debts while maintaining positive relationships with their own customers. We approach debtors with a genuine concern to inform them clearly about the debts that concern them, and to facilitate a settlement process that is both fair and respectful.<\/p>\n<p><strong>Our aim is to reach an amicable agreement<\/strong> that enables each debtor to meet his or her financial obligations. To achieve this, we offer support and active listening to each individual.<\/p>\n<p>Our values of honesty, simplicity, transparency, service, results and team spirit guide us to act with respect and ethics. We also make it a point of honor to :<\/p>\n<ul>\n<li>Never make value judgments,<\/li>\n<li>Keep our language simple and understandable in all circumstances,<\/li>\n<li>Remain transparent and precise in our responses to requests for information on claims,<\/li>\n<li>Give priority to mediation as a first option, even in difficult situations.<\/li>\n<\/ul>\n                                                <\/div>\r\n                                                                                    <\/div>\r\n                                    <\/div>\r\n                                                                    <div itemscope itemprop=\"mainEntity\" itemtype=\"https:\/\/schema.org\/Question\" class=\"accordion-item\">\r\n                                                                                    <h4 itemprop=\"name\" id=\"heading3\" class=\"accordion-header accordion-button collapsed text-strong-gradient\" data-bs-toggle=\"collapse\" data-bs-target=\"#collapse13\" aria-expanded=\"true\" aria-controls=\"collapse13\">\r\n                                                Who regulates GCE &#8211; FRANCE CR\u00c9ANCES?                                            <\/h4>\r\n                                                                                <div itemscope itemprop=\"acceptedAnswer\" itemtype=\"https:\/\/schema.org\/Answer\" id=\"collapse13\" class=\"accordion-collapse collapse\" aria-labelledby=\"heading13\" data-bs-parent=\"#accordionExample\">\r\n                                                                                            <div itemprop=\"text\" class=\"accordion-body\">\r\n                                                    <p>Like all other collection companies, GCE &#8211; FRANCE CR\u00c9ANCES is regulated by several bodies and laws to ensure that consumer rights and principles of good conduct are respected.<\/p>\n<p>Here are the main regulators and legislative frameworks:<\/p>\n<ul>\n<li><strong>Direction G\u00e9n\u00e9rale de la Concurrence, de la Consommation et de la R\u00e9pression des Fraudes (DGCCRF):<\/strong> this government body ensures compliance with competition, consumer affairs and fraud control regulations. It is also responsible for ensuring that collection companies comply with the rules governing fair trade practices.<\/li>\n<li><strong>The French Consumer Code:<\/strong> this code governs many aspects of commercial practices, including debt collection. It defines consumer rights and establishes rules to prevent unfair or aggressive practices.<\/li>\n<li><strong>Code des proc\u00e9dures civiles d&#8217;ex\u00e9cution:<\/strong> this code governs civil and commercial debt collection. It sets out the procedures to be followed and the rights of the parties involved.<\/li>\n<li><strong>Commission Nationale de l&#8217;Informatique et des Libert\u00e9s (CNIL):<\/strong> debt collection agencies handle personal data. In this context, they must comply with CNIL rules on data protection.<\/li>\n<li><strong>The courts:<\/strong> in the event of a dispute or abusive practices, consumers can bring the matter before the competent courts to obtain compensation or put an end to practices that have already occurred.<\/li>\n<\/ul>\n<p>Like all serious collection companies, GCE &#8211; FRANCE CR\u00c9ANCES complies with legislation and follows all the rules of professional ethics to avoid aggressive, misleading or illegal practices in its collection activities.<\/p>\n                                                <\/div>\r\n                                                                                    <\/div>\r\n                                    <\/div>\r\n                                                            <\/div>\r\n                        <\/div>\r\n                                            <div class=\"section-accordion mb-5\">\r\n                            <h3 id=\"section2\" class=\"mb-3\">I would like to pay my debt<\/h3>\r\n                            <div class=\"accordion\" >\r\n                                                                    <div itemscope itemprop=\"mainEntity\" itemtype=\"https:\/\/schema.org\/Question\" class=\"accordion-item\">\r\n                                                                                    <h4 itemprop=\"name\" id=\"heading1\" class=\"accordion-header accordion-button collapsed text-strong-gradient\" data-bs-toggle=\"collapse\" data-bs-target=\"#collapse21\" aria-expanded=\"true\" aria-controls=\"collapse21\">\r\n                                                How can I settle my debt?                                            <\/h4>\r\n                                                                                <div itemscope itemprop=\"acceptedAnswer\" itemtype=\"https:\/\/schema.org\/Answer\" id=\"collapse21\" class=\"accordion-collapse collapse\" aria-labelledby=\"heading21\" data-bs-parent=\"#accordionExample\">\r\n                                                                                            <div itemprop=\"text\" class=\"accordion-body\">\r\n                                                    <p><strong>By credit card:<\/strong><br \/>\nLog on to the payment area with your file number received by mail by <a href=\"https:\/\/app.arpege-online.fr\/payment_cb\/authenticate\">clicking here<\/a>. Or call us at the number indicated on the last letter you received.<\/p>\n<p><strong>By direct debit:<\/strong><br \/>\nSend us your request for reimbursement by e-mail to <a href=\"mailto:redaction@france-creances.com\">redaction@france-creances.com<\/a>, quoting your file number from the letter you received. We will send you a direct debit mandate by return e-mail.<\/p>\n<p><strong>By bank transfer :<\/strong><br \/>\nEnter your file number in the subject line.<\/p>\n<p>You will find our bank details on the formal notice you have just received.<\/p>\n                                                <\/div>\r\n                                                                                    <\/div>\r\n                                    <\/div>\r\n                                                            <\/div>\r\n                        <\/div>\r\n                                            <div class=\"section-accordion mb-5\">\r\n                            <h3 id=\"section3\" class=\"mb-3\">I&#8217;ve already paid my debt<\/h3>\r\n                            <div class=\"accordion\" >\r\n                                                                    <div itemscope itemprop=\"mainEntity\" itemtype=\"https:\/\/schema.org\/Question\" class=\"accordion-item\">\r\n                                                                                    <h4 itemprop=\"name\" id=\"heading1\" class=\"accordion-header accordion-button collapsed text-strong-gradient\" data-bs-toggle=\"collapse\" data-bs-target=\"#collapse31\" aria-expanded=\"true\" aria-controls=\"collapse31\">\r\n                                                I&#8217;ve already paid, what should I do?                                            <\/h4>\r\n                                                                                <div itemscope itemprop=\"acceptedAnswer\" itemtype=\"https:\/\/schema.org\/Answer\" id=\"collapse31\" class=\"accordion-collapse collapse\" aria-labelledby=\"heading31\" data-bs-parent=\"#accordionExample\">\r\n                                                                                            <div itemprop=\"text\" class=\"accordion-body\">\r\n                                                    <p>If you have already settled with your creditor directly, <strong>we need proof of payment.<\/strong><\/p>\n<p>There are two ways to send us your proof of payment:<\/p>\n<ul>\n<li>By e-mail to <a href=\"mailto:redaction@france-creances.com\">redaction@france-creances.com<\/a><\/li>\n<li>Or by post to the address on the letter you received.<\/li>\n<\/ul>\n                                                <\/div>\r\n                                                                                    <\/div>\r\n                                    <\/div>\r\n                                                            <\/div>\r\n                        <\/div>\r\n                                            <div class=\"section-accordion mb-5\">\r\n                            <h3 id=\"section4\" class=\"mb-3\">I have a question about my debt<\/h3>\r\n                            <div class=\"accordion\" >\r\n                                                                    <div itemscope itemprop=\"mainEntity\" itemtype=\"https:\/\/schema.org\/Question\" class=\"accordion-item\">\r\n                                                                                    <h4 itemprop=\"name\" id=\"heading1\" class=\"accordion-header accordion-button collapsed text-strong-gradient\" data-bs-toggle=\"collapse\" data-bs-target=\"#collapse41\" aria-expanded=\"true\" aria-controls=\"collapse41\">\r\n                                                I have received a letter from GCE- FRANCE CR\u00c9ANCES, what should I do?                                            <\/h4>\r\n                                                                                <div itemscope itemprop=\"acceptedAnswer\" itemtype=\"https:\/\/schema.org\/Answer\" id=\"collapse41\" class=\"accordion-collapse collapse\" aria-labelledby=\"heading41\" data-bs-parent=\"#accordionExample\">\r\n                                                                                            <div itemprop=\"text\" class=\"accordion-body\">\r\n                                                    <p>Log in to the <a href=\"https:\/\/app.arpege-online.fr\/users\/sign_in\">customer area<\/a> using the file, order and company numbers printed on the letter. In this area, you can obtain information on your unpaid invoice, make a payment or contact our collections department by e-mail.<\/p>\n<p>If you wish to contact us by telephone, simply use the number on the letter you received.<\/p>\n<p>You can also reach us by e-mail at <a href=\"mailto:redaction@france-creances.com\">redaction@france-creances.com<\/a>.<\/p>\n                                                <\/div>\r\n                                                                                    <\/div>\r\n                                    <\/div>\r\n                                                                    <div itemscope itemprop=\"mainEntity\" itemtype=\"https:\/\/schema.org\/Question\" class=\"accordion-item\">\r\n                                                                                    <h4 itemprop=\"name\" id=\"heading2\" class=\"accordion-header accordion-button collapsed text-strong-gradient\" data-bs-toggle=\"collapse\" data-bs-target=\"#collapse42\" aria-expanded=\"true\" aria-controls=\"collapse42\">\r\n                                                I don&#8217;t agree with this debt, what can I do?                                            <\/h4>\r\n                                                                                <div itemscope itemprop=\"acceptedAnswer\" itemtype=\"https:\/\/schema.org\/Answer\" id=\"collapse42\" class=\"accordion-collapse collapse\" aria-labelledby=\"heading42\" data-bs-parent=\"#accordionExample\">\r\n                                                                                            <div itemprop=\"text\" class=\"accordion-body\">\r\n                                                    <p>Have you cancelled your contract? You haven&#8217;t agreed to any service? Have you returned the item or simply not received it? Have you not received an invoice? Are you dissatisfied with the product or quality of service provided by your creditor? You don&#8217;t understand the origin of the request? Have you already paid?<\/p>\n<p><strong>Contact us immediately<\/strong> at <a href=\"mailto:redaction@france-creances.com\">redaction@france-creances.com<\/a> or at the e-mail address or telephone number on the letter you have just received, detailing your situation and enclosing all the necessary supporting documents. For example, a copy of the cancellation letter you sent to your creditor by recorded delivery with acknowledgement of receipt, a copy of the acknowledgement of receipt signed by your creditor, the inventory of fixtures and fittings, proof of payment, etc.<\/p>\n<p><span style=\"font-weight: 400;\">Rest assured that we act first and foremost as mediators between our customers and their customers. We are committed to being transparent and always precise in our responses to requests for information on the receivables we manage, to help debtors manage their contractual commitments as effectively as possible.<\/span><\/p>\n                                                <\/div>\r\n                                                                                    <\/div>\r\n                                    <\/div>\r\n                                                                    <div itemscope itemprop=\"mainEntity\" itemtype=\"https:\/\/schema.org\/Question\" class=\"accordion-item\">\r\n                                                                                    <h4 itemprop=\"name\" id=\"heading3\" class=\"accordion-header accordion-button collapsed text-strong-gradient\" data-bs-toggle=\"collapse\" data-bs-target=\"#collapse43\" aria-expanded=\"true\" aria-controls=\"collapse43\">\r\n                                                I can&#8217;t pay my debt now, what can I do?                                            <\/h4>\r\n                                                                                <div itemscope itemprop=\"acceptedAnswer\" itemtype=\"https:\/\/schema.org\/Answer\" id=\"collapse43\" class=\"accordion-collapse collapse\" aria-labelledby=\"heading43\" data-bs-parent=\"#accordionExample\">\r\n                                                                                            <div itemprop=\"text\" class=\"accordion-body\">\r\n                                                    <p>If you are having difficulty repaying your debt, please contact us at <a href=\"mailto:redaction@france-creances.com\">redaction@france-creances.com<\/a>. We&#8217;re here to help.<\/p>\n                                                <\/div>\r\n                                                                                    <\/div>\r\n                                    <\/div>\r\n                                                                    <div itemscope itemprop=\"mainEntity\" itemtype=\"https:\/\/schema.org\/Question\" class=\"accordion-item\">\r\n                                                                                    <h4 itemprop=\"name\" id=\"heading4\" class=\"accordion-header accordion-button collapsed text-strong-gradient\" data-bs-toggle=\"collapse\" data-bs-target=\"#collapse44\" aria-expanded=\"true\" aria-controls=\"collapse44\">\r\n                                                I&#8217;m currently the subject of a Banque de France overindebtedness procedure. What should I do?                                            <\/h4>\r\n                                                                                <div itemscope itemprop=\"acceptedAnswer\" itemtype=\"https:\/\/schema.org\/Answer\" id=\"collapse44\" class=\"accordion-collapse collapse\" aria-labelledby=\"heading44\" data-bs-parent=\"#accordionExample\">\r\n                                                                                            <div itemprop=\"text\" class=\"accordion-body\">\r\n                                                    <p>If you are the subject of an over-indebtedness procedure, please send us the details of your situation by e-mail to <a href=\"mailto:redaction@france-creances.com\">redaction@france-creances.com<\/a> or by post to the address on the letter you have received:<\/p>\n<ul>\n<li>If your application has not yet been validated, send us a copy of your certificate of filing,<\/li>\n<li>If your application has been accepted, send us your notice of admissibility and a list of your creditors.<\/li>\n<\/ul>\n                                                <\/div>\r\n                                                                                    <\/div>\r\n                                    <\/div>\r\n                                                                    <div itemscope itemprop=\"mainEntity\" itemtype=\"https:\/\/schema.org\/Question\" class=\"accordion-item\">\r\n                                                                                    <h4 itemprop=\"name\" id=\"heading5\" class=\"accordion-header accordion-button collapsed text-strong-gradient\" data-bs-toggle=\"collapse\" data-bs-target=\"#collapse45\" aria-expanded=\"true\" aria-controls=\"collapse45\">\r\n                                                Do I have to reply to mail or calls from GCE &#8211; FRANCE CR\u00c9ANCES?                                            <\/h4>\r\n                                                                                <div itemscope itemprop=\"acceptedAnswer\" itemtype=\"https:\/\/schema.org\/Answer\" id=\"collapse45\" class=\"accordion-collapse collapse\" aria-labelledby=\"heading45\" data-bs-parent=\"#accordionExample\">\r\n                                                                                            <div itemprop=\"text\" class=\"accordion-body\">\r\n                                                    <p>We strongly recommend that you respond to our calls and letters to resolve the problem quickly. This can pave the way for more favorable solutions and reduce the stress of future legal or financial complications.<\/p>\n<p>By contacting us, you can :<\/p>\n<ol>\n<li><strong>Avoid legal consequences<\/strong> : ignoring a formal notice can lead to legal proceedings against you, which could result in additional costs, seizures or even judgments that affect your financial capabilities.<\/li>\n<li><strong>Avoid additional costs <\/strong>: costs associated with legal proceedings, late payment interest or penalties can add up. Responding to the formal notice can help you avoid these additional costs.<\/li>\n<li><strong>Protect your financial capacity <\/strong>: ignoring a formal notice can have a negative impact on your ability to obtain loans, credit cards or even rent a home.<\/li>\n<li><strong>Negotiate payment terms if your situation is delicate<\/strong> : by replying, you can explain your difficulties and enter into a dialogue to negotiate payment terms that match your financial capabilities, such as instalments or debt reduction.<\/li>\n<li><strong>Clarify the situation<\/strong> : responding gives you the opportunity to dispute the debt if you believe it to be incorrect, to request further evidence, or to discuss any disagreements relating to the amount or nature of the debt.<\/li>\n<\/ol>\n<p>We will be happy to work with you to find the best solution, either by phone or e-mail, as indicated on your letter, or by e-mail at <a href=\"mailto:redaction@france-creances.com\">redaction@france-creances.com<\/a>.<\/p>\n                                                <\/div>\r\n                                                                                    <\/div>\r\n                                    <\/div>\r\n                                                                    <div itemscope itemprop=\"mainEntity\" itemtype=\"https:\/\/schema.org\/Question\" class=\"accordion-item\">\r\n                                                                                    <h4 itemprop=\"name\" id=\"heading6\" class=\"accordion-header accordion-button collapsed text-strong-gradient\" data-bs-toggle=\"collapse\" data-bs-target=\"#collapse46\" aria-expanded=\"true\" aria-controls=\"collapse46\">\r\n                                                I&#8217;ve received a letter that wasn&#8217;t addressed to me. What should I do?                                            <\/h4>\r\n                                                                                <div itemscope itemprop=\"acceptedAnswer\" itemtype=\"https:\/\/schema.org\/Answer\" id=\"collapse46\" class=\"accordion-collapse collapse\" aria-labelledby=\"heading46\" data-bs-parent=\"#accordionExample\">\r\n                                                                                            <div itemprop=\"text\" class=\"accordion-body\">\r\n                                                    <p>We recommend that you simply cross out the address and write &#8220;NPAI&#8221; (does not live at the address indicated) on the envelope, and hand it in at a street letterbox.<\/p>\n<p>If, however, you know this person, please ask him or her to contact us at the number or e-mail address given in the letter.<\/p>\n                                                <\/div>\r\n                                                                                    <\/div>\r\n                                    <\/div>\r\n                                                                    <div itemscope itemprop=\"mainEntity\" itemtype=\"https:\/\/schema.org\/Question\" class=\"accordion-item\">\r\n                                                                                    <h4 itemprop=\"name\" id=\"heading7\" class=\"accordion-header accordion-button collapsed text-strong-gradient\" data-bs-toggle=\"collapse\" data-bs-target=\"#collapse47\" aria-expanded=\"true\" aria-controls=\"collapse47\">\r\n                                                The person who received the mail has died. What can I do?                                            <\/h4>\r\n                                                                                <div itemscope itemprop=\"acceptedAnswer\" itemtype=\"https:\/\/schema.org\/Answer\" id=\"collapse47\" class=\"accordion-collapse collapse\" aria-labelledby=\"heading47\" data-bs-parent=\"#accordionExample\">\r\n                                                                                            <div itemprop=\"text\" class=\"accordion-body\">\r\n                                                    <p>If the recipient of our mail is deceased, please send us these two documents:<\/p>\n<ul>\n<li>Death certificate,<\/li>\n<li>Contact details of any notary in charge of the estate.<\/li>\n<\/ul>\n<p>2 transmission modes are possible:<\/p>\n<ul>\n<li>By e-mail to <a href=\"mailto:redaction@france-creances.com\">redaction@france-creances.com<\/a> or to the e-mail address given on the letter you received,<\/li>\n<li>Or by post to the address indicated on the letter you received.<\/li>\n<\/ul>\n                                                <\/div>\r\n                                                                                    <\/div>\r\n                                    <\/div>\r\n                                                            <\/div>\r\n                        <\/div>\r\n                                            <div class=\"section-accordion mb-5\">\r\n                            <h3 id=\"section5\" class=\"mb-3\">Frequently asked questions<\/h3>\r\n                            <div class=\"accordion\" >\r\n                                                                    <div itemscope itemprop=\"mainEntity\" itemtype=\"https:\/\/schema.org\/Question\" class=\"accordion-item\">\r\n                                                                                    <h4 itemprop=\"name\" id=\"heading1\" class=\"accordion-header accordion-button collapsed text-strong-gradient\" data-bs-toggle=\"collapse\" data-bs-target=\"#collapse51\" aria-expanded=\"true\" aria-controls=\"collapse51\">\r\n                                                How to contact GCE &#8211; FRANCE CR\u00c9ANCES?                                            <\/h4>\r\n                                                                                <div itemscope itemprop=\"acceptedAnswer\" itemtype=\"https:\/\/schema.org\/Answer\" id=\"collapse51\" class=\"accordion-collapse collapse\" aria-labelledby=\"heading51\" data-bs-parent=\"#accordionExample\">\r\n                                                                                            <div itemprop=\"text\" class=\"accordion-body\">\r\n                                                    <p>There are three ways to get in touch with our teams:<\/p>\n<ul>\n<li><strong>Directly by e-mail or telephone<\/strong> : on the letter we sent you, you&#8217;ll find the e-mail address and telephone number of the manager in charge of your debt. Please have your file number ready, so that we can reply as quickly and accurately as possible.<\/li>\n<li><strong>Online<\/strong> : you can also fill in <a href=\"https:\/\/www.gestioncreditexpert.com\/contact-relance-impaye\/\">this form<\/a>, and one of our advisors will call you back promptly to understand your needs and answer any questions you may have.<\/li>\n<li><strong>Via our customer area<\/strong> : you can leave us a message by logging on to your dedicated area by <a href=\"https:\/\/app.arpege-online.fr\/fr\/users\/sign_in\">clicking here<\/a>.<\/li>\n<\/ul>\n<p>Together, we&#8217;ll find a solution.<\/p>\n                                                <\/div>\r\n                                                                                    <\/div>\r\n                                    <\/div>\r\n                                                                    <div itemscope itemprop=\"mainEntity\" itemtype=\"https:\/\/schema.org\/Question\" class=\"accordion-item\">\r\n                                                                                    <h4 itemprop=\"name\" id=\"heading2\" class=\"accordion-header accordion-button collapsed text-strong-gradient\" data-bs-toggle=\"collapse\" data-bs-target=\"#collapse52\" aria-expanded=\"true\" aria-controls=\"collapse52\">\r\n                                                Where can I find my login details?                                            <\/h4>\r\n                                                                                <div itemscope itemprop=\"acceptedAnswer\" itemtype=\"https:\/\/schema.org\/Answer\" id=\"collapse52\" class=\"accordion-collapse collapse\" aria-labelledby=\"heading52\" data-bs-parent=\"#accordionExample\">\r\n                                                                                            <div itemprop=\"text\" class=\"accordion-body\">\r\n                                                    <p>To log in, please have your :<\/p>\n<ul>\n<li>Your file number,<\/li>\n<li>Your order number,<\/li>\n<li>Company number.<\/li>\n<\/ul>\n<p>All these elements are written on our letters and e-mails.<\/p>\n                                                <\/div>\r\n                                                                                    <\/div>\r\n                                    <\/div>\r\n                                                                    <div itemscope itemprop=\"mainEntity\" itemtype=\"https:\/\/schema.org\/Question\" class=\"accordion-item\">\r\n                                                                                    <h4 itemprop=\"name\" id=\"heading3\" class=\"accordion-header accordion-button collapsed text-strong-gradient\" data-bs-toggle=\"collapse\" data-bs-target=\"#collapse53\" aria-expanded=\"true\" aria-controls=\"collapse53\">\r\n                                                I can&#8217;t find my dunning letter or e-mail. What can I do?                                            <\/h4>\r\n                                                                                <div itemscope itemprop=\"acceptedAnswer\" itemtype=\"https:\/\/schema.org\/Answer\" id=\"collapse53\" class=\"accordion-collapse collapse\" aria-labelledby=\"heading53\" data-bs-parent=\"#accordionExample\">\r\n                                                                                            <div itemprop=\"text\" class=\"accordion-body\">\r\n                                                    <p>If you are having trouble logging in, or have lost your dunning letter or e-mail, please contact us by telephone on 05 82 95 13 13 or by e-mail at <a href=\"mailto:redaction@france-creances.com\">redaction@france-creances.com<\/a>.<\/p>\n                                                <\/div>\r\n                                                                                    <\/div>\r\n                                    <\/div>\r\n                                                                    <div itemscope itemprop=\"mainEntity\" itemtype=\"https:\/\/schema.org\/Question\" class=\"accordion-item\">\r\n                                                                                    <h4 itemprop=\"name\" id=\"heading4\" class=\"accordion-header accordion-button collapsed text-strong-gradient\" data-bs-toggle=\"collapse\" data-bs-target=\"#collapse54\" aria-expanded=\"true\" aria-controls=\"collapse54\">\r\n                                                My login does not work. What should I do?                                            <\/h4>\r\n                                                                                <div itemscope itemprop=\"acceptedAnswer\" itemtype=\"https:\/\/schema.org\/Answer\" id=\"collapse54\" class=\"accordion-collapse collapse\" aria-labelledby=\"heading54\" data-bs-parent=\"#accordionExample\">\r\n                                                                                            <div itemprop=\"text\" class=\"accordion-body\">\r\n                                                    <p>If you are still having trouble logging in, our managers are available to help you from 9:00 to 12:30 and from 13:30 to 17:00, Monday to Friday. The number to contact is written on the last mail you received. Otherwise, please contact us at 05 82 95 13 13 or by e-mail at <a href=\"mailto:redaction@france-creances.com\">redaction@france-creances.com<\/a>.<\/p>\n                                                <\/div>\r\n                                                                                    <\/div>\r\n                                    <\/div>\r\n                                                                    <div itemscope itemprop=\"mainEntity\" itemtype=\"https:\/\/schema.org\/Question\" class=\"accordion-item\">\r\n                                                                                    <h4 itemprop=\"name\" id=\"heading5\" class=\"accordion-header accordion-button collapsed text-strong-gradient\" data-bs-toggle=\"collapse\" data-bs-target=\"#collapse55\" aria-expanded=\"true\" aria-controls=\"collapse55\">\r\n                                                The customer area is inaccessible? What should I do?                                            <\/h4>\r\n                                                                                <div itemscope itemprop=\"acceptedAnswer\" itemtype=\"https:\/\/schema.org\/Answer\" id=\"collapse55\" class=\"accordion-collapse collapse\" aria-labelledby=\"heading55\" data-bs-parent=\"#accordionExample\">\r\n                                                                                            <div itemprop=\"text\" class=\"accordion-body\">\r\n                                                    <p>This area is currently undergoing maintenance. If you have any problems logging in, our administrators are at your disposal from 9:00 am to 5:00 pm, Monday to Friday. The number to contact is printed on the last letter, e-mail or SMS you received. Otherwise, please contact us on 05 82 95 13 13 or by e-mail at <a href=\"mailto:redaction@france-creances.com\">redaction@france-creances.com<\/a>.<\/p>\n                                                <\/div>\r\n                                                                                    <\/div>\r\n                                    <\/div>\r\n                                                            <\/div>\r\n                        <\/div>\r\n                                    <\/div>\r\n            <\/div>\r\n        <\/div>\r\n    <\/div>\r\n<\/div>\n\n\r\n<div class=\"two-columns-form bg-blue-linear\">\r\n    <div class=\"container\">\r\n                    <div class=\"breadcrumb\" itemscope itemtype=\"https:\/\/schema.org\/BreadcrumbList\"><span><span class=\"brd-first\" itemprop=\"itemListElement\" itemscope\n\titemtype=\"https:\/\/schema.org\/ListItem\"><span itemprop=\"position\"><a class=\"page\" itemprop=\"item\" href=\"https:\/\/www.gestioncreditexpert.com\/en\/\"><span itemprop=\"name\">Home<\/span><\/span><\/a><\/span><\/span><\/div>                        <div class=\"row\">\r\n            <div class=\"col-12 col-lg-5  \">\r\n                                                            <h1 class=\"title text-strong-gradient\">  <\/h1>\r\n                                                                                            <div class=\"subtitle\">\r\n                        <h3 class=\"subtitle text-strong-gradient\">  <\/h3>\r\n                    <\/div>\r\n                                                    <div class=\"description\"><p>You have not found an answer to your question?<\/p>\n<p>Following our follow-up concerning your unpaid invoice, you wish to contact us.<\/p>\n<p>Fill out this form, one of our advisors will call you back quickly to understand your needs and answer all your questions.<\/p>\n<p>Together we will find a solution.<\/p>\n<\/div>\r\n                          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enctype='multipart\/form-data'  id='gform_23'  action='\/en\/wp-json\/wp\/v2\/pages\/996' data-formid='23' novalidate>\n                        <div class='gform-body gform_body'><div id='gform_fields_23' class='gform_fields top_label form_sublabel_below description_below validation_below'><div id=\"field_23_15\" class=\"gfield gfield--type-honeypot gform_validation_container field_sublabel_below gfield--has-description field_description_below field_validation_below gfield_visibility_visible\"  ><label class='gfield_label gform-field-label' for='input_23_15'><span class='gform-field-label__text'>LinkedIn<\/span><\/label><div class='ginput_container'><input name='input_15' id='input_23_15' type='text' value='' autocomplete='new-password'\/><\/div><div class='gfield_description' id='gfield_description_23_15'>This field is for validation purposes and should be left unchanged.<\/div><\/div><div id=\"field_23_1\" class=\"gfield gfield--type-text gfield--input-type-text gfield--width-half gfield_contains_required field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_visible\"  ><label class='gfield_label gform-field-label' for='input_23_1'><span class='gform-field-label__text'>Last name*<\/span><span class=\"gfield_required\"><span class=\"gfield_required gfield_required_text\">(Required)<\/span><\/span><\/label><div class='ginput_container ginput_container_text'><input name='input_1' id='input_23_1' type='text' value='' class='large'    placeholder='Last name*' aria-required=\"true\" aria-invalid=\"false\"   \/><\/div><\/div><div id=\"field_23_3\" class=\"gfield gfield--type-text gfield--input-type-text gfield--width-half gfield_contains_required field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_visible\"  ><label class='gfield_label gform-field-label' for='input_23_3'><span class='gform-field-label__text'>First name*<\/span><span class=\"gfield_required\"><span class=\"gfield_required gfield_required_text\">(Required)<\/span><\/span><\/label><div class='ginput_container ginput_container_text'><input name='input_3' id='input_23_3' type='text' value='' class='large'    placeholder='First name*' aria-required=\"true\" aria-invalid=\"false\"   \/><\/div><\/div><div id=\"field_23_11\" class=\"gfield gfield--type-email gfield--input-type-email gfield--width-half gfield_contains_required field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_visible\"  ><label class='gfield_label gform-field-label' for='input_23_11'><span class='gform-field-label__text'>E-mail*<\/span><span class=\"gfield_required\"><span class=\"gfield_required gfield_required_text\">(Required)<\/span><\/span><\/label><div class='ginput_container ginput_container_email'>\n                            <input name='input_11' id='input_23_11' type='email' value='' class='large'   placeholder='E-mail*' aria-required=\"true\" aria-invalid=\"false\"  \/>\n                        <\/div><\/div><div id=\"field_23_6\" class=\"gfield gfield--type-text gfield--input-type-text gfield--width-half gfield_contains_required field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_visible\"  ><label class='gfield_label gform-field-label' for='input_23_6'><span class='gform-field-label__text'>Such*<\/span><span class=\"gfield_required\"><span class=\"gfield_required gfield_required_text\">(Required)<\/span><\/span><\/label><div class='ginput_container ginput_container_text'><input name='input_6' id='input_23_6' type='text' value='' class='large'    placeholder='Such*' aria-required=\"true\" aria-invalid=\"false\"   \/><\/div><\/div><div id=\"field_23_12\" class=\"gfield gfield--type-text gfield--input-type-text gfield--width-full field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_visible\"  ><label class='gfield_label gform-field-label' for='input_23_12'><span class='gform-field-label__text'>File number<\/span><\/label><div class='ginput_container ginput_container_text'><input name='input_12' id='input_23_12' type='text' value='' class='large'    placeholder='File number'  aria-invalid=\"false\"   \/><\/div><\/div><div id=\"field_23_13\" class=\"gfield gfield--type-select gfield--input-type-select gfield--width-full gfield_contains_required field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_visible\"  ><label class='gfield_label gform-field-label' for='input_23_13'><span class='gform-field-label__text'>Subject of your request*<\/span><span class=\"gfield_required\"><span class=\"gfield_required gfield_required_text\">(Required)<\/span><\/span><\/label><div class='ginput_container ginput_container_select'><select name='input_13' id='input_23_13' class='large gfield_select'    aria-required=\"true\" aria-invalid=\"false\" ><option value='' selected='selected' class='gf_placeholder'>Subject of your request*<\/option><option value='I have already paid' >I have already paid<\/option><option value='I do not agree with this debt' >I do not agree with this debt<\/option><option value='I can&#039;t pay now' >I can&#039;t pay now<\/option><option value='I would like to set up a repayment plan' >I would like to set up a repayment plan<\/option><option value='I am subject to over-indebtedness proceedings' >I am subject to over-indebtedness proceedings<\/option><option value='I moved' >I moved<\/option><option value='I received a letter that was not intended for me' >I received a letter that was not intended for me<\/option><option value='Other reason' >Other reason<\/option><\/select><\/div><\/div><div id=\"field_23_14\" class=\"gfield gfield--type-fileupload gfield--input-type-fileupload gfield--width-full field_sublabel_below gfield--no-description field_description_below 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data-settings='{&quot;runtimes&quot;:&quot;html5,flash,html4&quot;,&quot;browse_button&quot;:&quot;gform_browse_button_23_14&quot;,&quot;container&quot;:&quot;gform_multifile_upload_23_14&quot;,&quot;drop_element&quot;:&quot;gform_drag_drop_area_23_14&quot;,&quot;filelist&quot;:&quot;gform_preview_23_14&quot;,&quot;unique_names&quot;:true,&quot;file_data_name&quot;:&quot;file&quot;,&quot;url&quot;:&quot;https:\\\/\\\/www.gestioncreditexpert.com\\\/en\\\/?gf_page=04d54cb3c898686&quot;,&quot;flash_swf_url&quot;:&quot;https:\\\/\\\/www.gestioncreditexpert.com\\\/wp-includes\\\/js\\\/plupload\\\/plupload.flash.swf&quot;,&quot;silverlight_xap_url&quot;:&quot;https:\\\/\\\/www.gestioncreditexpert.com\\\/wp-includes\\\/js\\\/plupload\\\/plupload.silverlight.xap&quot;,&quot;filters&quot;:{&quot;mime_types&quot;:[{&quot;title&quot;:&quot;Allowed 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class='gform_drop_area gform-theme-field-control'>\n\t\t\t\t\t\t\t\t\t\t\t<span class='gform_drop_instructions'>Drop files here or <\/span>\n\t\t\t\t\t\t\t\t\t\t\t<button type='button' id='gform_browse_button_23_14' class='button gform_button_select_files gform-theme-button gform-theme-button--control' aria-describedby=\"gfield_upload_rules_23_14\"  >Select files<\/button>\n\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<\/div><span class='gfield_description gform_fileupload_rules' id='gfield_upload_rules_23_14'>Accepted file types: jpg, png, pdf, doc, docx, Max. file size: 32 MB.<\/span><ul class='validation_message--hidden-on-empty gform-ul-reset' id='gform_multifile_messages_23_14'><\/ul> <div id='gform_preview_23_14' class='ginput_preview_list'><\/div><\/div><\/div><div id=\"field_23_8\" class=\"gfield gfield--type-textarea gfield--input-type-textarea gfield--width-full field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_visible\"  ><label class='gfield_label gform-field-label' for='input_23_8'><span class='gform-field-label__text'>Message<\/span><\/label><div class='ginput_container ginput_container_textarea'><textarea name='input_8' id='input_23_8' class='textarea large'    placeholder='Message'  aria-invalid=\"false\"   rows='10' cols='50'><\/textarea><\/div><\/div><fieldset id=\"field_23_9\" class=\"gfield gfield--type-checkbox gfield--type-choice gfield--input-type-checkbox gfield--width-full field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_visible gfield--choice-align-vertical\"  ><legend class='gfield_label gform-field-label screen-reader-text gfield_label_before_complex' ><span class='gform-field-label__text'><\/span><\/legend><div class='ginput_container ginput_container_checkbox'><div class='gfield_checkbox ' id='input_23_9'><div class='gchoice gchoice_23_9_1'>\n\t\t\t\t\t\t\t\t<input class='gfield-choice-input' name='input_9.1' type='checkbox'  value='I agree to be contacted by the company GESTION CREDIT EXPERT and acknowledge having consulted the &lt;a href=&quot;https:\/\/www.gestioncreditexpert.com\/en\/terms-and-conditions-of-use\/&quot;&gt;general conditions of use&lt;\/a&gt; as well as the &lt;a href=&quot;https:\/\/www.gestioncreditexpert.com\/en\/personal-data\/&quot;&gt;confidentiality policy&lt;\/a&gt; relating to the processing of personal data.'  id='choice_23_9_1'   \/>\n\t\t\t\t\t\t\t\t<label for='choice_23_9_1' id='label_23_9_1' class='gform-field-label gform-field-label--type-inline'>I agree to be contacted by the company GESTION CREDIT EXPERT and acknowledge having consulted the <a href=\"https:\/\/www.gestioncreditexpert.com\/en\/terms-and-conditions-of-use\/\">general conditions of use<\/a> as well as the <a href=\"https:\/\/www.gestioncreditexpert.com\/en\/personal-data\/\">confidentiality policy<\/a> relating to the processing of personal data.<\/label>\n\t\t\t\t\t\t\t<\/div><\/div><\/div><\/fieldset><div id=\"field_23_10\" class=\"gfield gfield--type-captcha gfield--input-type-captcha gfield--width-full field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_visible\"  ><label class='gfield_label gform-field-label screen-reader-text' for='input_23_10'><span class='gform-field-label__text'><\/span><\/label><div id='input_23_10' class='ginput_container ginput_recaptcha' data-sitekey='6LczUtYqAAAAABkS2tfm0nHx0Ldpb3tATbY_fX-I'  data-theme='light' data-tabindex='0'  data-badge=''><\/div><\/div><\/div><\/div>\n        <div class='gform-footer gform_footer top_label'> <button type='submit' id='gform_submit_button_23' class='gform_button button' onclick='gform.submission.handleButtonClick(this);' data-submission-type='submit' >I explain my situation<\/button> \n            <input type='hidden' class='gform_hidden' name='gform_submission_method' data-js='gform_submission_method_23' value='postback' \/>\n            <input type='hidden' class='gform_hidden' name='gform_theme' data-js='gform_theme_23' id='gform_theme_23' value='gravity-theme' \/>\n            <input type='hidden' class='gform_hidden' name='gform_style_settings' data-js='gform_style_settings_23' id='gform_style_settings_23' value='[]' \/>\n            <input type='hidden' class='gform_hidden' name='is_submit_23' value='1' \/>\n            <input type='hidden' class='gform_hidden' name='gform_submit' value='23' \/>\n            \n            <input type='hidden' class='gform_hidden' name='gform_currency' data-currency='EUR' value='VTsXM3ScgaXydLrStR\/14TIjXAQRv1t\/d8vkQycNCG097R35LpJfSbSEjQ1Cq\/1RXR6uhUfKihW11mxnoAvwYh9puaAVRkCgJyilXqVLahbIlRE=' \/>\n            <input type='hidden' class='gform_hidden' name='gform_unique_id' value='' \/>\n            <input type='hidden' class='gform_hidden' name='state_23' value='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' \/>\n            <input 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.<\/div>\r\n                                    <\/div>\r\n            <\/div>\r\n        <\/div>\r\n        <div class=\"row\">\r\n            <div class=\"col-12\">\r\n                        <\/div>\r\n        <\/div>\r\n    <\/div>\r\n<\/div>","protected":false},"excerpt":{"rendered":"","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"content-type":"","footnotes":""},"class_list":["post-996","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Home Unpaid - GESTION CREDIT EXPERT<\/title>\n<meta name=\"description\" content=\"Home Unpaid - GESTION CREDIT EXPERT\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" 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