{"id":5120,"date":"2022-06-29T09:26:17","date_gmt":"2022-06-29T07:26:17","guid":{"rendered":"https:\/\/www.gestioncreditexpert.com\/credit-management\/"},"modified":"2025-03-10T13:30:58","modified_gmt":"2025-03-10T12:30:58","slug":"credit-management","status":"publish","type":"page","link":"https:\/\/www.gestioncreditexpert.com\/en\/credit-management\/","title":{"rendered":"Credit Management"},"content":{"rendered":"\r\n<div class=\"two-columns-form bg-blue-linear\">\r\n    <div class=\"container\">\r\n                    <div class=\"breadcrumb\" itemscope itemtype=\"https:\/\/schema.org\/BreadcrumbList\"><span><span class=\"brd-first\" itemprop=\"itemListElement\" itemscope\n\titemtype=\"https:\/\/schema.org\/ListItem\"><span itemprop=\"position\"><a class=\"page\" itemprop=\"item\" href=\"https:\/\/www.gestioncreditexpert.com\/en\/\"><span itemprop=\"name\">Home<\/span><\/span><\/a><\/span><\/span><\/div>                        <div class=\"row\">\r\n            <div class=\"col-12 col-lg-5  \">\r\n                                                            <h1 class=\"title text-strong-gradient\"><strong>Your DSO<\/strong> and your customer risk <strong>under control<\/strong><\/h1>\r\n                                                                                                            <div class=\"description\"><p>With our EXPERT BFR consultants, define the best customer credit policy to reduce your DSO and improve your BFR. Identify the solutions and technologies best suited to your environment to optimize your Credit Management process.<\/p>\n<h2>Build an effective Credit Management policy<\/h2>\n<p>Make informed decisions and implement simple and concrete actions to reduce your payment times and optimize your WCR. Whatever the size of your company, benefit from the operational and tailor-made approach of our timeshare credit managers.<br \/>\n&nbsp;<br \/>\n<a class=\"link\" href=\"https:\/\/www.gestioncreditexpert.com\/en\/contact\/\">Contact us<\/a><br \/>\n&nbsp;<br \/>\n<img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-6016\" src=\"https:\/\/www.gestioncreditexpert.com\/wp-content\/uploads\/2022\/11\/logo-BFR-experts-300x46.png\" alt=\"logo-BFR-experts\" width=\"200\" height=\"31\" \/><br \/>\n&nbsp;<\/p>\n<h2>What is <strong>Credit Management<\/strong> ?<\/h2>\n<p><strong>Credit Management<\/strong> or the management of receivables <strong>consists of evaluating, managing and controlling a company&#8217;s outstanding customers<\/strong> , ie invoices to be issued, receivables due and not due.<\/p>\n<\/div>\r\n                                                                                                \r\n                            <\/div>\r\n            <div class=\"col-12 col-lg-1 order-2 \"><\/div>\r\n            <div class=\"col-12 col-lg-6 order-3 \">\r\n                 \r\n                <div class=\"bg-form  \">\r\n                                            <h2 class=\"title-form text-strong-gradient\"><strong>Accelerate<\/strong> and secure <strong>your receipts<\/strong><\/h2>\r\n                                                                 <div class=\"text-center\">\r\n                            <h3 class=\"subtitle-form text-strong-gradient\"><p>We will call you back during the day (Monday to Friday) to understand your needs and answer all your questions.<\/p>\n<\/h3>\r\n                         <\/div>\r\n                     \r\n                                            <div class=\"required-form\">*Required fields<\/div>\r\n                                        \n\t\t\t\t\t\t<script>\n\t\t\t\t\t\t\twindow.hsFormsOnReady = window.hsFormsOnReady || [];\n\t\t\t\t\t\t\twindow.hsFormsOnReady.push(()=>{\n\t\t\t\t\t\t\t\thbspt.forms.create({\n\t\t\t\t\t\t\t\t\tportalId: 25334386,\n\t\t\t\t\t\t\t\t\tformId: \"d1709b81-ceeb-4140-a051-92d1b8ca8074\",\n\t\t\t\t\t\t\t\t\ttarget: \"#hbspt-form-1787617035000-7747773180\",\n\t\t\t\t\t\t\t\t\tregion: \"eu1\",\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t})});\n\t\t\t\t\t\t<\/script>\n\t\t\t\t\t\t<div class=\"hbspt-form\" id=\"hbspt-form-1787617035000-7747773180\"><\/div>                                            <div class=\"confidential-form\">The information collected is subject to computer processing intended to respond quickly to your request and may be used for any commercial information purpose by GESTION CREDIT EXPERT as well as for the quality monitoring of our actions. \r\nFor more details, <a href=\"\/en\/personal-data\/\" target=\"_blank\">click here<\/a>.<\/div>\r\n                                    <\/div>\r\n            <\/div>\r\n        <\/div>\r\n        <div class=\"row\">\r\n        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relations.<\/p>\n<\/div>\r\n                                                                                        <div class=\"link-container\">\r\n                                    <a href=\"\/en\/relay-in-your-name-white-label\/\"  class=\"link\" >\r\n                                                                                    Discover                                                                                                                    <\/a>\r\n                                <\/div>\r\n                                                    <\/div>\r\n                                            <div class=\"swiper-slide\">\r\n                                                            <img decoding=\"async\" src=\"https:\/\/www.gestioncreditexpert.com\/wp-content\/uploads\/2022\/06\/auditconseil.svg\" alt=\"auditconseil\" class=\"icon\">\r\n                                                                                        <h4 class=\"small-title text-strong-gradient\">Audit and Consulting<\/h4>\r\n                                                                                        <div class=\"description\"><p>Improve your BFR and identify the levers to secure your trade receivables.<\/p>\n<\/div>\r\n                                                                                        <div class=\"link-container\">\r\n                                    <a href=\"\/en\/credit-management\/audit-and-consulting\/\"  class=\"link\" >\r\n                                                                                    Discover                                                                                                                    <\/a>\r\n                                <\/div>\r\n                                                    <\/div>\r\n                                            <div class=\"swiper-slide\">\r\n                                                            <img decoding=\"async\" src=\"https:\/\/www.gestioncreditexpert.com\/wp-content\/uploads\/2022\/06\/formation.svg\" alt=\"formation\" class=\"icon\">\r\n                                                                                        <h4 class=\"small-title text-strong-gradient\">Training<\/h4>\r\n                                                                                        <div class=\"description\"><p>Develop a cash culture and set up tailor-made training integrating your work environment.<\/p>\n<\/div>\r\n                                                                                        <div class=\"link-container\">\r\n                                    <a href=\"\/en\/credit-management\/training\/\"  class=\"link\" >\r\n                                                                                    Discover                                                                                                                    <\/a>\r\n                                <\/div>\r\n       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                                 Discover                                                                                                                    <\/a>\r\n                                <\/div>\r\n                                                    <\/div>\r\n                                    <\/div>\r\n                <div class=\"swiper-button-next\"><\/div>\r\n                <div class=\"swiper-button-prev\"><\/div>\r\n                <div class=\"swiper-pagination\"><\/div>\r\n            <\/div>\r\n            <div class=\"d-flex justify-content-center\">\r\n                            <\/div>\r\n        <\/div>\r\n    <\/div>\r\n<\/div>\n\n\r\n<div class=\"bg-orange-linear\">\r\n    <div class=\"text-image\">\r\n        <div class=\"container\">\r\n            <div class=\"row\">\r\n                <div class=\"col-12 col-lg-7 order-lg-1 \">\r\n                    <div class=\"content d-flex  flex-column justify-content-center align-items-center align-items-lg-start  mb-5\">\r\n                                                    <img decoding=\"async\" src=\"https:\/\/www.gestioncreditexpert.com\/wp-content\/uploads\/2022\/10\/GCE_Credit_management.png\" alt=\"Credit Management | Gestion Credit Expert\" class=\"image img-fluid\">\r\n                                            <\/div>\r\n                <\/div>\r\n                <div class=\"col-12 col-lg-5 order-lg-2 \">\r\n                    <div class=\"content d-flex flex-column justify-content-center align-items-start\">\r\n                            \r\n                            <div class=\"text-content\"><h2>What is the role of the <strong>Credit Manager<\/strong> ?<\/h2>\n<p>The Credit Manager is both the pillar and the junction point between all the services related to the company&#8217;s order-to-cash cycle. <strong>It accelerates the flow of free cash<\/strong> from sales made while preserving business relationships with customers.<\/p>\n<p>In other words, he makes it his mission <strong>to minimize the DSO<\/strong> (days sales outstanding or average recovery time) and ensures that the sales concluded by the salespeople translate into cash flow for the company.<\/p>\n<p>Thus, the Credit Management function is now recognized as strategic within successful companies because it <strong>increases available cash<\/strong> and contributes to improving their financing and development capabilities.<\/p>\n<\/div>\r\n                                            <\/div>\r\n                <\/div>\r\n            <\/div>\r\n        <\/div>\r\n    <\/div>\r\n<\/div>\n\n\r\n<div class=\"bg-blue-linear\">\r\n    <div class=\"two-columns-text\">\r\n        <div class=\"container\">\r\n                            <h2 class=\"title\"><strong>Reduction of DSO<\/strong> : How does the Credit Manager do it? <\/h2>\r\n                                        <div class=\"text-content\">\r\n                    <p>To <strong>speed up receipts<\/strong> and <strong>avoid unpaid customers<\/strong> , the credit manager is involved in the entire sales process of the company, from commercial prospecting to the final payment of invoices.<\/p>\n<p>In collaboration with the commercial and legal departments, he can:<\/p>\n                <\/div>\r\n                        <div class=\"row\">\r\n                <div class=\"col-12 col-lg-6\">\r\n                                            <div class=\"text-content\">\r\n                            <ul>\n<li><strong>Launch an audit of the situation<\/strong> to identify areas for improvement on the company&#8217;s processes, organization and strategy: it can, for example, assess and propose areas for improvement to reduce customer risks and improve debt collection ,<\/li>\n<li><strong>Define or modify the customer credit policy<\/strong> in good understanding with the sales teams: he assesses what are the credit limits to be granted in amount and in terms of time to each of the customers according to their level of risk, the payment methods too,<\/li>\n<li><strong>Help define the general conditions of sale<\/strong> which, if they include key clauses (payment period, late payment penalties, retention of title clause, etc.), can be a good defense against late payments and unpaid invoices ,<\/li>\n<li><strong>Ensure the solvency of customers<\/strong> upstream of contractualization by conducting field surveys or by organizing the monitoring of customers who are not credit insured. If the risk of non-payment is too high for customers, he can also insure the invoices in part or in full. With brokers or directly with insurance companies, he negotiates the rate, amount and cost of credit insurance cover,<\/li>\n<\/ul>\n                        <\/div>\r\n                                    <\/div>\r\n                <div class=\"col-12 col-lg-6\">\r\n                                        <div class=\"text-content\">\r\n                            <ul>\n<li><strong>Train<\/strong> all the people directly or indirectly associated with the sales process to instil in them a culture of cash,<\/li>\n<li><strong>Ensure proper collection of payments<\/strong> . The credit manager, in connection with the accounting department and the sales administration, can, if he has overdue invoices, decide to set up a follow-up or amicable recovery service and offer when possible new terms of payment. In the event of a dispute and if the dispute is too sensitive, he can organize the legal recovery of unpaid debts. He can decide on legal actions directly or rely on the expertise of a collection company, for example,<\/li>\n<li><strong>Manage all information flows<\/strong> , capture key data in real time and understand them, to anticipate the risks of failure and late payment. To this end, the credit manager can get help from the company&#8217;s information systems department to acquire the latest generation software and tools for managing receivables.<\/li>\n<\/ul>\n<p><a class=\"link\" href=\"https:\/\/www.gestioncreditexpert.com\/en\/contact\/\">Learn more<\/a><\/p>\n                        <\/div>\r\n                                    <\/div>\r\n            <\/div>\r\n        <\/div>\r\n    <\/div>\r\n<\/div>\n\n\r\n<div class=\"bg-orange-linear\">\r\n    <div class=\"text-image\">\r\n        <div class=\"container\">\r\n            <div class=\"row\">\r\n                <div class=\"col-12 col-lg-7  order-lg-2\">\r\n                    <div class=\"content d-flex  flex-column justify-content-center align-items-center  align-items-lg-end mb-5\">\r\n                                                    <img decoding=\"async\" src=\"https:\/\/www.gestioncreditexpert.com\/wp-content\/uploads\/2022\/10\/Abstract_coins_with_clock_oneline.png\" alt=\"Credit Management - Conseil en optimisation BFR-DSO | Gestion Credit Expert\" class=\"image img-fluid\">\r\n                                            <\/div>\r\n                <\/div>\r\n                <div class=\"col-12 col-lg-5  order-lg-1\">\r\n                    <div class=\"content d-flex flex-column justify-content-center align-items-start\">\r\n                            \r\n                            <div class=\"text-content\"><h2><strong>The Credit Manager improves the BFR<\/strong><\/h2>\n<p><strong>The working capital requirement (WCR)<\/strong> is the difference between, on the one hand, the cash requirement generated by the financing of inventories and trade receivables, and on the other hand, the cash resource linked to supplier debts.<\/p>\n<p><strong>Credit management significantly improves a company&#8217;s WCR<\/strong> if it accelerates customer collections by optimizing settlement times and reducing late payments. Thus, cash mismatches decrease.<\/p>\n<p>If <strong>a company&#8217;s BFR is under control<\/strong> , its risks of filing for bankruptcy are reduced. Its recourse to bank credit and factoring also&#8230;<\/p>\n<p>To sum up, the quality of Credit Management determines the profitability of the company, its durability, and therefore in part its ability to develop through its own financial resources.<\/p>\n<\/div>\r\n                                            <\/div>\r\n                <\/div>\r\n            <\/div>\r\n        <\/div>\r\n    <\/div>\r\n<\/div>\n\n\r\n<div class=\"bg-orange\">\r\n    <div class=\"text-image\">\r\n        <div class=\"container\">\r\n            <div class=\"row\">\r\n                <div class=\"col-12 col-lg-7 order-lg-1 \">\r\n                    <div class=\"content d-flex  flex-column justify-content-center align-items-center align-items-lg-start  mb-5\">\r\n                                                    <img decoding=\"async\" src=\"https:\/\/www.gestioncreditexpert.com\/wp-content\/uploads\/2022\/10\/GCE_Credit_management-1.png\" alt=\"Credit Management - Conseil en optimisation BFR-DSO | Gestion Credit Expert\" class=\"image img-fluid\">\r\n                                            <\/div>\r\n                <\/div>\r\n                <div class=\"col-12 col-lg-5 order-lg-2 \">\r\n                    <div class=\"content d-flex flex-column justify-content-center align-items-start\">\r\n                            \r\n                            <div class=\"text-content\"><h2><strong>Credit Management outsourced<\/strong> on a time-share basis with GCE: what interest?<\/h2>\n<p>You are now convinced of the interest of Credit Management for your company but its size and its turnover do not allow you to envisage a full-time recruitment?<br \/>\nOur <strong>EXPERT BFR<\/strong> consultants support you in a very operational way in the management of your accounts receivable, to secure your turnover, increase cash flow, and help finance your development ambitions.<\/p>\n<p>We help you identify and review everything you can do to reduce your DSO and optimize your BFR.<\/p>\n<p>&nbsp;<\/p>\n<p><a class=\"btn-secondary\" href=\"https:\/\/www.gestioncreditexpert.com\/en\/contact\/\">Contact us<\/a><\/p>\n<\/div>\r\n                                            <\/div>\r\n                <\/div>\r\n            <\/div>\r\n        <\/div>\r\n    <\/div>\r\n<\/div>\n\n\r\n<div class=\"bg-orange\">\r\n    <div class=\"two-columns-text-bg\">\r\n        <div class=\"container\">\r\n            <div class=\"content\">\r\n                                    <h2 class=\"title text-start  \">What we guarantee you:<\/h2>\r\n                                <div class=\"row\">\r\n                                                                <div class=\"col-12 col-lg-6\">\r\n                                                            <div class=\"text-content text-start  \">\r\n                                    <ul>\n<li><strong>The implementation of quality Credit Management processes<\/strong> to reduce disputes and therefore debt collection needs.<\/li>\n<li><strong>Operational support<\/strong> : our EXPERT BFR consultants work in project mode, they help your teams to transform your strategic objectives into operational action plans, from the definition of areas for improving the organization of Credit Management to their implementation. work.<\/li>\n<\/ul>\n                                <\/div>\r\n                                                    <\/div>\r\n                        <div class=\"col-12 col-lg-6\">\r\n                                                            <div class=\"text-content text-start  \">\r\n                                    <p><strong>A tailor-made solution to manage your accounts receivable:<\/strong> all the actions that we will propose to you will take into account the payment habits in your sector of activity, the specific relationships that you have with each of your customers (seniority and solidity of the relationship, psychology of the manager, etc.) and the level of cash culture of your teams.<\/p>\n                                <\/div>\r\n                                                    <\/div>\r\n                                        <div class=\"d-flex justify-content-center\">\r\n                                                    <a href=\"\/en\/free-quote\/\"  class=\"btn-primary\">Make an appointment<\/a>\r\n                                            <\/div>\r\n                <\/div>\r\n            <\/div>\r\n        <\/div>\r\n    <\/div>\r\n<\/div>\n\n\r\n<div class=\"bg-blue-linear\">\r\n    <div class=\"blog-rebound\">\r\n        <div class=\"custom-container\">\r\n                            <h2 class=\"title text-strong-gradient\">Everything you need to know<\/br> in credit management<\/h2>\r\n                                                    <div class=\"swiper blogSwiper\">\r\n                    <div class=\"swiper-wrapper\">\r\n                                                    <div class=\"swiper-slide\">\r\n                                                                <a href=\"https:\/\/www.gestioncreditexpert.com\/en\/how-does-wcr-influence-a-companys-solvency\/\">\r\n                                    <img decoding=\"async\" src=\"https:\/\/www.gestioncreditexpert.com\/wp-content\/uploads\/2025\/08\/comprendre-BFR-400x210.png\" alt=\"How does WCR influence a company&#8217;s solvency?\" class=\"image\">\r\n                                <\/a>\r\n                                <div class=\"content\">\r\n                                    <a href=\"https:\/\/www.gestioncreditexpert.com\/en\/category\/management-finance\/\" class=\"category\">Management-Finance<\/a>\r\n                                    <a href=\"https:\/\/www.gestioncreditexpert.com\/en\/how-does-wcr-influence-a-companys-solvency\/\"><div class=\"small-title\">How does WCR influence a company&#8217;s solvency?<\/div><\/a>\r\n                                    <div class=\"description\">Working Capital Requirement (WCR) is a key indicator of a company&#8217;s financial management. It measures the gap between cash receipts and cash outflows related to operations, in other words, the money tied up in inventories, trade receivables, and trade payables. This gap may seem trivial, but it has a direct impact on short-term solvency. Even [&hellip;]<\/div>\r\n                                <\/div>\r\n                            <\/div>\r\n                                                    <div class=\"swiper-slide\">\r\n                                                                <a href=\"https:\/\/www.gestioncreditexpert.com\/en\/outsourcing-debt-collection-the-6-criteria-that-really-matter\/\">\r\n                                    <img decoding=\"async\" src=\"https:\/\/www.gestioncreditexpert.com\/wp-content\/uploads\/2025\/07\/AdobeStock_401836495-400x210.jpeg\" alt=\"Outsourcing debt collection: the 6 criteria that really matter\" class=\"image\">\r\n                                <\/a>\r\n                                <div class=\"content\">\r\n                                    <a href=\"https:\/\/www.gestioncreditexpert.com\/en\/category\/advice-from-pro-to-pro\/\" class=\"category\">Advice from Pro to Pro<\/a>\r\n                                    <a href=\"https:\/\/www.gestioncreditexpert.com\/en\/outsourcing-debt-collection-the-6-criteria-that-really-matter\/\"><div class=\"small-title\">Outsourcing debt collection: the 6 criteria that really matter<\/div><\/a>\r\n                                    <div class=\"description\">What you need to know before delegating your debt collection to a service provider Outsourcing your debt collection means entrusting a significant portion of your company&#8217;s cash flow to a third party. This is a strategic move to preserve your financial health&#8230; provided you choose the right partner. However, too many companies still rely on [&hellip;]<\/div>\r\n                                <\/div>\r\n                            <\/div>\r\n                                                    <div class=\"swiper-slide\">\r\n                                                                <a href=\"https:\/\/www.gestioncreditexpert.com\/en\/debt-collection-company-role-mission-and-benefits-for-businesses\/\">\r\n                                    <img decoding=\"async\" src=\"https:\/\/www.gestioncreditexpert.com\/wp-content\/uploads\/2024\/10\/AdobeStock_555744252-400x210.jpeg\" alt=\"Debt collection company: role, mission and benefits for businesses\" class=\"image\">\r\n                                <\/a>\r\n                                <div class=\"content\">\r\n                                    <a href=\"https:\/\/www.gestioncreditexpert.com\/en\/category\/news\/\" class=\"category\">News<\/a>\r\n                                    <a href=\"https:\/\/www.gestioncreditexpert.com\/en\/debt-collection-company-role-mission-and-benefits-for-businesses\/\"><div class=\"small-title\">Debt collection company: role, mission and benefits for businesses<\/div><\/a>\r\n                                    <div class=\"description\">What is a debt collection company? A debt collection agency is a company specializing in recovering unpaid debts on behalf of its clients, whether they are SMEs, large corporations, or multinationals. Debt collection experts use legal know-how and advanced negotiation techniques to efficiently recover outstanding funds while maintaining the business relationship between the creditor and [&hellip;]<\/div>\r\n                                <\/div>\r\n                            <\/div>\r\n                                                    <div class=\"swiper-slide\">\r\n                                                                <a href=\"https:\/\/www.gestioncreditexpert.com\/en\/treasury-what-solutions-when-the-bank-says-no\/\">\r\n                                    <img decoding=\"async\" src=\"https:\/\/www.gestioncreditexpert.com\/wp-content\/uploads\/2025\/07\/2025-image-de-garde-quelle-solution-pour-renforcer-la-tresorerie-ML-400x210.jpeg\" alt=\"Treasury: what alternatives to bank financing?\" class=\"image\">\r\n                                <\/a>\r\n                                <div class=\"content\">\r\n                                    <a href=\"https:\/\/www.gestioncreditexpert.com\/en\/category\/management-finance\/\" class=\"category\">Management-Finance<\/a>\r\n                                    <a href=\"https:\/\/www.gestioncreditexpert.com\/en\/treasury-what-solutions-when-the-bank-says-no\/\"><div class=\"small-title\">Treasury: what alternatives to bank financing?<\/div><\/a>\r\n                                    <div class=\"description\">Cash flow isn&#8217;t just a CFO issue: it&#8217;s the keystone of your ability to invest, pay, and grow. And when a company faces increasingly rigid bank financing conditions\u2014high interest rates, collateral requirements, and tight lending criteria\u2014it becomes vital for a company to understand and master alternative financing solutions to secure its operations, preserve its cash [&hellip;]<\/div>\r\n                                <\/div>\r\n                            <\/div>\r\n                                                    <div class=\"swiper-slide\">\r\n                                                                <a href=\"https:\/\/www.gestioncreditexpert.com\/en\/solutions-to-improve-cash-flow-comparison-between-credit-insurance-factoring-and-debt-collection-companies\/\">\r\n                                    <img decoding=\"async\" src=\"https:\/\/www.gestioncreditexpert.com\/wp-content\/uploads\/2025\/07\/AdobeStock_1280486051-400x210.jpeg\" alt=\"Solutions to improve cash flow: comparison between credit insurance, factoring and debt collection companies\" class=\"image\">\r\n                                <\/a>\r\n                                <div class=\"content\">\r\n                                    <a href=\"https:\/\/www.gestioncreditexpert.com\/en\/category\/management-finance\/\" class=\"category\">Management-Finance<\/a>\r\n                                    <a href=\"https:\/\/www.gestioncreditexpert.com\/en\/solutions-to-improve-cash-flow-comparison-between-credit-insurance-factoring-and-debt-collection-companies\/\"><div class=\"small-title\">Solutions to improve cash flow: comparison between credit insurance, factoring and debt collection companies<\/div><\/a>\r\n                                    <div class=\"description\">Given the persistent pressure on margins and cash flow, customer account management remains one of the top priorities for Finance Departments. Cash flow determines a company&#8217;s ability to invest, meet its commitments, cope with unforeseen events or simply survive. Yet, a significant portion of cash is tied up in receivables. According to the AFDCC, \u20ac1 [&hellip;]<\/div>\r\n                                <\/div>\r\n                            <\/div>\r\n                                                    <div class=\"swiper-slide\">\r\n                                                                <a href=\"https:\/\/www.gestioncreditexpert.com\/en\/how-to-assess-the-risk-of-non-payment-of-receivables\/\">\r\n                                    <img decoding=\"async\" src=\"https:\/\/www.gestioncreditexpert.com\/wp-content\/uploads\/2025\/07\/AdobeStock_1541385091-400x210.jpeg\" alt=\"How to assess the risk of non-payment of receivables?\" class=\"image\">\r\n                                <\/a>\r\n                                <div class=\"content\">\r\n                                    <a href=\"https:\/\/www.gestioncreditexpert.com\/en\/category\/advice-from-pro-to-pro\/\" class=\"category\">Advice from Pro to Pro<\/a>\r\n                                    <a href=\"https:\/\/www.gestioncreditexpert.com\/en\/how-to-assess-the-risk-of-non-payment-of-receivables\/\"><div class=\"small-title\">How to assess the risk of non-payment of receivables?<\/div><\/a>\r\n                                    <div class=\"description\">Debt collection is a major strategic issue for any company concerned with preserving its cash flow and avoiding the permanent loss of uncollectible debt. Preventing the risk of non-payment and anticipating the consequences of an unpaid debt requires a rigorous analysis of the customer&#8217;s financial situation, the amount of the debt, the payment deadlines granted, [&hellip;]<\/div>\r\n                                <\/div>\r\n                            <\/div>\r\n                                                    <div class=\"swiper-slide\">\r\n                                                                <a href=\"https:\/\/www.gestioncreditexpert.com\/en\/debt-collection-abroad-the-challenges\/\">\r\n                                    <img decoding=\"async\" src=\"https:\/\/www.gestioncreditexpert.com\/wp-content\/uploads\/2025\/06\/AdobeStock_229894897-400x210.jpeg\" alt=\"Debt collection abroad: the challenges\" class=\"image\">\r\n                                <\/a>\r\n                                <div class=\"content\">\r\n                                    <a href=\"https:\/\/www.gestioncreditexpert.com\/en\/category\/advice-from-pro-to-pro\/\" class=\"category\">Advice from Pro to Pro<\/a>\r\n                                    <a href=\"https:\/\/www.gestioncreditexpert.com\/en\/debt-collection-abroad-the-challenges\/\"><div class=\"small-title\">Debt collection abroad: the challenges<\/div><\/a>\r\n                                    <div class=\"description\">The challenges of debt collection abroad En commerce international, le recouvrement de cr\u00e9ances \u00e0 l\u2019\u00e9tranger est un exercice \u00e0 la fois strat\u00e9gique, juridique et culturel. R\u00e9cup\u00e9rer une cr\u00e9ance dans le pays du d\u00e9biteur peut rapidement devenir une op\u00e9ration complexe : barri\u00e8re linguistique, syst\u00e8mes juridiques diff\u00e9rents, difficult\u00e9s \u00e0 localiser le d\u00e9biteur ou \u00e0 faire ex\u00e9cuter un [&hellip;]<\/div>\r\n                                <\/div>\r\n                            <\/div>\r\n                                                    <div class=\"swiper-slide\">\r\n                                                                <a href=\"https:\/\/www.gestioncreditexpert.com\/en\/what-are-the-usual-timeframes-for-the-debt-recovery-process\/\">\r\n                                    <img decoding=\"async\" src=\"https:\/\/www.gestioncreditexpert.com\/wp-content\/uploads\/2025\/06\/AdobeStock_405209156-400x210.jpeg\" alt=\"What are the usual timeframes for the debt recovery process?\" class=\"image\">\r\n                                <\/a>\r\n                                <div class=\"content\">\r\n                                    <a href=\"https:\/\/www.gestioncreditexpert.com\/en\/category\/advice-from-pro-to-pro\/\" class=\"category\">Advice from Pro to Pro<\/a>\r\n                                    <a href=\"https:\/\/www.gestioncreditexpert.com\/en\/what-are-the-usual-timeframes-for-the-debt-recovery-process\/\"><div class=\"small-title\">What are the usual timeframes for the debt recovery process?<\/div><\/a>\r\n                                    <div class=\"description\">The debt recovery process can last between 30 days and 18 months , depending on the nature of the debt, the debtor&#8217;s responsiveness, the actions taken and the procedures chosen ( amicable or legal ). In simple cases settled amicably, payment is often made in less than 60 days. For more complex cases requiring legal [&hellip;]<\/div>\r\n                                <\/div>\r\n                            <\/div>\r\n                                                    <div class=\"swiper-slide\">\r\n                                                                <a href=\"https:\/\/www.gestioncreditexpert.com\/en\/cybersecurity-for-debt-collection-companies-the-decisive-criterion\/\">\r\n                                    <img decoding=\"async\" src=\"https:\/\/www.gestioncreditexpert.com\/wp-content\/uploads\/2025\/05\/AdobeStock_439166548-bis-400x210.jpg\" alt=\"Cybersecurity for debt collection companies: the decisive criterion\" class=\"image\">\r\n                                <\/a>\r\n                                <div class=\"content\">\r\n                                    <a href=\"https:\/\/www.gestioncreditexpert.com\/en\/category\/advice-from-pro-to-pro\/\" class=\"category\">Advice from Pro to Pro<\/a>\r\n                                    <a href=\"https:\/\/www.gestioncreditexpert.com\/en\/cybersecurity-for-debt-collection-companies-the-decisive-criterion\/\"><div class=\"small-title\">Cybersecurity for debt collection companies: the decisive criterion<\/div><\/a>\r\n                                    <div class=\"description\">Outsourcing debt collection is a strategic lever. But still too few companies assess the cybersecurity maturity of the debt collection agencies they hire. For CFOs and credit managers, however, this criterion is becoming crucial. Here&#8217;s a breakdown and best practices, based on the case study of GESTION CREDIT EXPERT, a debt collection company serving businesses [&hellip;]<\/div>\r\n                                <\/div>\r\n                            <\/div>\r\n                                                    <div class=\"swiper-slide\">\r\n                                                                <a href=\"https:\/\/www.gestioncreditexpert.com\/en\/how-can-a-wcr-reduction-plan-be-integrated-into-a-business-growth-strategy\/\">\r\n                                    <img decoding=\"async\" src=\"https:\/\/www.gestioncreditexpert.com\/wp-content\/uploads\/2025\/03\/AdobeStock_982127660-400x210.jpeg\" alt=\"How can a WCR reduction plan be integrated into a business growth strategy?\" class=\"image\">\r\n                                <\/a>\r\n                                <div class=\"content\">\r\n                                    <a href=\"https:\/\/www.gestioncreditexpert.com\/en\/category\/management-finance\/\" class=\"category\">Management-Finance<\/a>\r\n                                    <a href=\"https:\/\/www.gestioncreditexpert.com\/en\/how-can-a-wcr-reduction-plan-be-integrated-into-a-business-growth-strategy\/\"><div class=\"small-title\">How can a WCR reduction plan be integrated into a business growth strategy?<\/div><\/a>\r\n                                    <div class=\"description\">A growing company must absolutely control its cash flow. A Working Capital Requirement (WCR) reduction plan helps improve liquidity and avoid financial tensions. But how can you reduce WCR without slowing down the company&#8217;s development? Receivables management, inventory optimization, negotiation with suppliers, etc. Find out how to integrate this approach into the heart of your [&hellip;]<\/div>\r\n                                <\/div>\r\n                            <\/div>\r\n                                            <\/div>\r\n                    <div class=\"swiper-button-next\"><\/div>\r\n                    <div class=\"swiper-button-prev\"><\/div>\r\n                    <div class=\"swiper-pagination\"><\/div>\r\n                <\/div>\r\n                <div class=\"d-flex justify-content-center mt-3 mt-lg-0\">\r\n                                            <a href=\"\/en\/blog\/\"  class=\"btn-secondary\">See all articles<\/a>\r\n                                    <\/div>\r\n                    <\/div>\r\n    <\/div>\r\n<\/div>","protected":false},"excerpt":{"rendered":"","protected":false},"author":1,"featured_media":170,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"content-type":"","footnotes":""},"class_list":["post-5120","page","type-page","status-publish","has-post-thumbnail","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Credit Management - Consulting in BFR-DSO optimization I GCE<\/title>\n<meta name=\"description\" content=\"What is credit management? 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