Cookie management

Non-personal information may be collected when you visit our site, for the purpose of providing you with a personalized browsing experience and for analytical purposes (audience measurement). These records depend on the choices you have made concerning the management of these cookies and which you are free to modify at any time.

What is a Cookie?

A cookie is a text file that may be stored in a dedicated space on your terminal’s hard drive* when you visit a site or view an advertisement. Its main purpose is to collect information about your browsing on the sites and to send you personalized services. For example a login, a language choice or a date.


* The terminal refers to the hardware equipment (computer, tablet, smartphone …) that you use to consult or view a site, application, advertising content etc..

Why do we use cookies?

During their validity period, cookies allow us to store status information when a user accesses the various pages of our website or when he/she returns to it later.

We use 3 types of cookies:

  • Cookies that are strictly necessary for browsing our site and that must guarantee its proper functioning and the security of your connection (performance cookies). They also allow you to adapt the presentation of our site to the display preferences of your terminal. These cookies allow you to have a fluid and customized navigation.
  • The cookies that allow to establish statistics of frequentation (analysis cookies)

Cookies that allow us to offer you content adapted to your web browsing (experience cookies)

You keep control of your cookies

Only the sender of a cookie can read or modify the information contained in it.

In other words, and in accordance with the regulations, we use these cookies if you authorize us to do so by clicking on the Cookie information message that appears on your first visit. This message may reappear at various intervals, for example, when cookies have been rejected or deleted.

The site also relies on certain services offered by third-party sites. These include:

  • Share buttons (twitter, Linkedin)
  • Videos posted on the site (YouTube)

These features use third-party cookies set directly by these services. When you first visit the site, a banner will inform you of the presence of these cookies and invite you to indicate your choice. They are deposited only if you accept them.

A cookie management configurator is available to you

This tool allows you to manage the cookies used and/or deposited on this site. At any time, by clicking on the link below, you will be able to access the configurator and modify your preferences by purpose.

= > Set my cookies by clicking HERE


You can also manage your cookies by setting your browser

You can set your browser to accept or reject cookies on a case-by-case basis prior to their installation. You can also regularly delete cookies from your terminal via your browser.

Don’t forget to configure all the browsers on your various terminals (tablets, smartphones, computers).

For the management of cookies and your choices, the configuration of each browser is different. It is described in the help menu of your browser, which will tell you how to change your cookie preferences. As an example:

If your browser is not on this list, we invite you to go to the page of its editor to know the options of parameter setting of the cookies

However, we inform you thatby setting your browser to refuse cookies, some features, pages, areas of the site will not be accessible, for which we can not be responsible.

We would also like to draw your attention to the fact that, when you object to the installation or use of a cookie, a refusal cookie is installed on your terminal equipment.

If you delete this opt-out cookie, it will no longer be possible to identify you as having opted out of the use of cookies.

The following set of cookies may be deposited on your terminal:

  • Cookies strictly necessary for the operation of the site and not subject to the user’s consent

Necessary cookies help make a website usable by enabling basic functions such as page navigation and access to secure areas of the website. The website cannot function properly without these cookies. Your consent is therefore not required for these cookies.

HostNameDescriptionLifetime
gestioncreditexpert.comhas_jsSession cookie that records whether or not the user has JavaScript enabled in the browserSession
rc::aThis cookie is used to distinguish humans from robots. This is beneficial for the website to create valid reports on the usage of their site.Session
rc::cThis cookie is used to distinguish humans from robots. This is beneficial for the website to create valid reports on the usage of their site.Session

  • Performance cookies subject to user consent

These cookies allow us to determine the number of visits and sources of traffic, in order to measure and improve the performance of our website. They also help us to identify the most/least visited pages and to evaluate how visitors navigate the website. All information collected by these cookies is aggregated and therefore anonymized. If you do not accept these cookies, we will not be informed of your visit to our site

Google (_ga; _gat; _gid)

These cookies are used to collect information about how visitors use our website. We use this information for reporting purposes and to help us improve the website. Cookies collect information that does not directly identify anyone, such as the number of visitors to the website, where visitors came from, and the pages they visited.

HostNameDescriptionLifetime
gestioncreditexpert.com_gaThis cookie name is associated with Google Universal Analytics, which is a major upgrade to Google’s most widely used analytics service. This cookie is used to distinguish unique users by assigning a randomly generated number as a customer ID. It is included in every page request in a site and used to calculate visitor, session and campaign data for site analysis reports. It is set by default to expire after 2 years, although this setting can be customized by site owners.2 years
_gat_UA-118269715-25 ; _gat_UA-118269715-8This is a “template” cookie set by Google Analytics. The pattern element in the name contains the unique identification number of the account or website to which it refers. This is actually a variation of the _gat cookie, which is used to limit the amount of data Google records on high-traffic websites.A few seconds
_gidThis cookie name is associated with Google Universal Analytics. It stores and updates a unique value for each page visited.One day

  • Targeting cookies subject to user consent

These cookies may be set on our website by our advertising partners. They may be used by these companies to profile your interests and provide you with relevant advertisements on other websites. They do not store personal data directly, but are based on the unique identification of your browser and Internet device. If you do not allow these cookies, your advertising will be less targeted.

Google cookies

The data collected through cookies is transmitted to and stored by Google Inc.

Google Inc. Ensures an adequate level of protection and secures data transfers through the implementation of standard contractual clauses.

The Google Analytics service allows us to count visitors and identify how they use the site. These cookies are deposited and read on the user’s terminal equipment as soon as the user accesses a website using the “Google Analytics” service.

To learn more about the safeguards implemented by Google Inc, please see their own privacy policy

Google (test_cookie; IDE)

These cookies are used to collect information about how visitors use our website. We use this information for reporting purposes and to help us improve the website. Cookies collect information that does not directly identify anyone, such as the number of visitors to the website, where visitors came from, and the pages they visited.

HostNameDescriptionLifetime
doubleclick.nettest_cookieThis domain is owned by DoubleClick (Google). Main business activity
DoubleClick is Google’s real-time advertising marketplace.
A few seconds
IDEThis domain is owned by DoubleClick (Google). Main business activity
DoubleClick is Google’s real-time advertising marketplace.
A few seconds
_gidThis cookie name is associated with Google Universal Analytics. It stores and updates a unique value for each page visited.1 year

YouTube (CONSENT, YSC, VISITOR_INFO1_LIVE)


YouTube collects user data through videos embedded on other websites. It is an extension of Google’s services to deliver relevant ads to visitors to their own and other sites. Cookies are also used to track video views.

HostNameDescriptionLifetime
youtube.comCONSENT18 years old
YSCYouTube is a video hosting and sharing platform owned by Google. YouTube collects user data through videos embedded in websites. This data is aggregated with profile data from other Google services in order to deliver targeted ads to users across a wide range of their own and other sites.Session
_gidThis cookie name is associated with Google Universal Analytics. It stores and updates a unique value for each page visited.1 year
VISITOR_INFO1_LIVEThis cookie is used as a unique identifier to track video views.1 year

Social network sharing cookies

GESTION CREDIT EXPERT offers users the possibility to share editorial content and any type of content published on the site through social networking sites (Twitter, LinkedIn). Social network cookies are managed by the publisher of the social network. The publisher of the social network concerned is likely to identify the user thanks to the sharing buttons, even if this button has not been used during the consultation of our site. Indeed, this type of application button is likely to allow the social network concerned to follow the navigation of a user on the site, simply because of the activation of the user’s account on this social network (open session) on his terminal during his navigation on the site.
GESTION CREDIT EXPERT has no control over the process used by social networks to collect information about the user’s navigation on the site and associated with the personal data they have. The user is invited to take note of the social network cookie management policy on the sites concerned. These protection policies must notably allow you as a user to exercise your choices with these social networks, notably by setting up your accounts for each of these networks.
For more information about cookies set by the LinkedIn social network, please see their privacy policy: https://fr.linkedin.com/legal/cookie-policy

Linkedin (UserMatchHistory, _guid, bcookie, lang, li_oatml, liap, lidc, lissc, sdsc)

HostNameDescriptionLifetime
linkedin.comUserMatchHistoryUsed to track visitors across multiple websites, in order to present relevant advertisements based on visitor preferences1 month
_guidThis cookie name is associated with Google Universal Analytics. It stores and updates a unique value for each page visited.4 months
bcookieUsed by the social networking service, LinkedIn, to track usage of integrated services.2 years
LangRecalls the language version of a site selected by the user. Installed by LinkedIn when a web page contains an embedded “Follow Us” panel.Session
li_oatmlUsed by the social networking service, LinkedIn, to track usage of integrated services.1 month
liapUsed by the social networking service, LinkedIn, to track usage of integrated services.1 year
LidcUsed by the social networking service, LinkedIn, to track usage of integrated services.1 day
lisscUsed by the social networking service, LinkedIn, to track usage of integrated services.1 year
sdscUsed by the social networking service, LinkedIn, to track usage of integrated services.Session

Do you have any questions about our cookie handling?

Our DPO is at your disposal for any further information concerning the use of your data.

You can send your request to dpo@gestioncreditexpert.com.